Are your goodies insured while you’re on the go?
On your marks… jet-set… and off you go!
It’s the festive season and we know a lot of the royal family members are on the move. Whether you are visiting family in a different province, going on a romantic getaway or backpacking through Europe, the last thing anyone wants to worry about is their possessions getting lost somewhere along the way.
Our modes of transportation have evolved leaps and bounds over the past few years, but all the kinks in the systems haven’t been ironed out quite yet. Although we’d like to fool ourselves into believing otherwise, the occasional piece of baggage does go missing (whether intentionally or by error remains a complete mystery). This is the last thing anyone wants to deal with while they are supposed to be on holiday. Not the most relaxing thought, is it?
The fact that your priceless vintage Versace dress was in the bag that the airline managed to, somehow, ‘misplace’ (as they like to call it) is disheartening enough. Having to still worry about whether or not your insurance policy covers your portable possessions while you’re in Bolivia (or wherever else) is such an unnecessary hassle.
Here are a few things to remember when you’re travelling and your goodies get gone:
- There’s nowhere on the globe that the king’s cover for you portable possession doesn’t reach. Whether you’re planning on grazing with the Polar Bears in the South Pole or packing presents with Santa’s elves in the North, the king has you covered. The king keeps you covered wherever you go. If in doubt, just give us a call before you head off on your rollicking adventures.
- As long as the items that have been permanently ‘misplaced’ are insured under your portable possessions, you can claim for them. Unfortunately, if the items that go missing while jet-setting with you are covered by home contents insurance, you won’t be able to claim for them.
- Be sure to specify all your expensive items on your portable possessions policy. Whether it’s your laptop, an expensive designer dress or an heirloom piece of jewellery that can never be replaced, be sure to specify it. This just ensures that your possessions are under the correct cover (and for the correct amount). You should also hang on to all the receipts for your fancy finery, as this will help prove your ownership in the event of a claim.
- If your luggage is ‘misplaced’ or your possessions have vanished, report it to the relevant authorities in that country and be sure to log your claim with us within 30 days of the incident.
Whether you’re a tourist in your own country or an international jet-setter, you can rest assured in knowing that the king has your portable possessions covered.
If you travel a lot and your portable possessions aren’t insured yet, get your quick online quote today!