The king covers loss of, or damage to, the whole, or part, of the property as stated on your policy schedule.
In a nutshell
When we say vet assist is unique, we really mean it! We cover dispensing risks, and we also offer R10,000 cover for theft of, or damage to, your stock… With NO excess if your practice has a linked alarm. What's more, you automatically get a 20% discount on your vet assist insurance premium if your practice's loss ratio for the past 3 years is lower than 65%. (Don't worry, we'll work this out for you.)
Key benefits
It's smart, convenient and unique.
It simplifies your insurance needs into 1 affordable policy.
Your practice will benefit from a wide range of comprehensive cover.
We can tailor your policy to cover your specific risks.
Your practice needs vet assist insurance if
Your business has a physical location, whether it's at your home, in a rented or owned office, in a store, or at another workplace.
There's a possibility of you being sued. For example, if Houdini, Mrs Williams' wily spaniel, escapes from his cage and goes looking for snacks, and Ms Molefe, who's bringing her precious poodle Fifi in for grooming, trips over Houdini and breaks a nail… We'll cover you for Ms Molefe's mani. But, if Houdini eats your receptionist's lunch… Sorry, the burgers are on you (or Mrs Williams).
Your practice has assets that can be stolen or damaged. That ton (literally!) of pet food that you keep in stock... We'll cover it. Your cash, computers and chairs... Ditto.
We only work through brokers when we insure businesses. If you have a broker… Awesome! If you don't have a broker… Also awesome! We have a relationship with Indwe Risk Services, which is a respected brokerage with a national paw-print.
What's covered by the king
The king of insurance has you covered for damage to buildings that you own or for which you're responsible.
You won't get these limits anywhere else:
- Maintenance and cleaning equipment: Up to R30,000.
- Repairs and precautionary measures: Up to R5,000.
- Accidental damage: Up to R250,000 per incident per year.
- Glass: Up to R15,000.
Pay a little more, get a lot more:
- Optional subsidence and landslip.
- Optional cover for geysers.
Let the king insure you for loss of, or damage to, office contents at your business premises.
the king has you covered for:
- Malicious damage to premises: Up to R7,500.
- Loss of, or damage to, documents: Up to R50,000.
- Incompatibility cover: Up to R25,000.
- Professional fees: Up to R20,000.
Pay a little more, get a lot more:
- Theft with forcible or violent entry/exit: Up to 25% of the sum insured for office contents.
Financial loss due to the interruption of, or interference with, your business activities can be devastating. Manage your risk with the king.
The world's getting smaller, but risks aren't… Let us insure you for any loss of, or damage to, your insured property, anywhere in the world. The king loves travelling!
You'd be lost without your wheels. We get that. The king can cover the loss of, or damage to, any insured motor, and its accessories and spare parts, whether on or in the motor.
Our unique cover includes:
- Removal of wreckage: Up to R5,000.
Pay a little more, get a lot more:
- Excess waiver.
- Shortfall cover.
- >Car hire.
- Roadside, medical and accident assistance.
Doing business seems almost impossible without our electronic goodies… The king of insurance has your back against the loss of, or damage to, the electronic goods as stated on your policy schedule.
We understand that things break… Especially things made of glass. The king can insure you for not only the loss of, or damage to, your internal and external glass but also the signwriting on it.
We get it… You need to move goods from A to B… Let us cover your A to Z with insurance against the loss of, or damage to, goods in transit belonging to you or for which you're responsible.
'Money' includes your cash, bank and currency notes, cheques, postal orders, and so on. Here at King Price we understand the importance of money… We're constantly saving you money. Put the insurance of your money in the king's safe hands.
Only King Price offers:
- Clothing and personal effects: Up to R15,000 per person.
- Keys, locks and combinations: Up to R5,000 per incident.
- Temporary protection and watchmen: Up to R5,000 per incident.
The king's unique cover includes:
- Legal defence costs and wrongful arrest: Up to R100,000 per year.
- Spread of fire: Up to R500,000 per incident.
- Dispensing risk liability: Up to R250,000 per annum.
The king understands the importance of protecting his court… Let the king of insurance cover the costs for bodily injury to your insured principals, partners, directors, members or employees.
Even after a robbery you have to carry on… Business as usual! The king's theft insurance for businesses covers everything, from the loss of, or damage to, your stock or your clients' goods, to making good any damage to property that you own or for which you're responsible.
Our unique cover includes:
- Theft without forced and violent entry into, or exit from, your practice: R10,000 cover (maximum limit, per incident).
- NO excess if there's a burglary at your practice and it has an alarm that's linked to an armed response unit.
- Loss or damage to personal effects: Up to R5,000 per incident.
