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Car Insurance Quotes

Why choose King Price Insurance

Super cheap car insurance premiums that decrease monthly... And so much more

We know that car insurance is a grudge purchase, but with more than 10 million cars on the road in South Africa it is crucial. We help to take the 'eina' out of insurance by offering the same comprehensive insurance as you'll get elsewhere… Just cheaper. We might not take ourselves too seriously but we do take our service very seriously. So with us you'll get the best value for money insurance… With a smile. Silly not to!

Price is king

Price is king

You know that the value of your car depreciates from day 1, right? So, why pay premiums that only ever increase? We're the only insurer... In the world, as far as we know... To offer insurance that decreases monthly as the value of your car depreciates! We think it's the fair and logical way insurance should be done.

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King Price No to no claim bonus

No bogus 'no claim bonus'

We just wouldn't feel good about inflating your premiums in order to give you some of your own money back if you don't claim. Nope! Instead, all our clients benefit from super cheap premiums and instant savings from the get-go. We say 'no' to being ripped off... And you should, too.

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Why we make sense

We decrease your car premium automatically each month as your car loses value.

Your car loses value every day but your insurance premium only ever goes up…
Sound familiar?

Paying more to cover something that's worth less is not fair and so not cool! Move to the insurer that's on your side and that prefers helping people to pocketing profits.

Get premiums that decrease monthly as your car's value drops.

That makes sense!

Decreasing premiums...

How, why and what you get out
Decreasing Car Insurance Premiums

The million Rand question

Will your premium still go up at the end of the year... The answer is 'yes'. We have to adjust premiums for things we can't control... Like the rising costs of repairs and replacements, neither of which are linked to the value of your car.

But, we only do this once a year, and we fight to keep these increases as low as possible. And... Then your premium decreases again every month. Straight up. No funny business.

It's a no-brainer

When you join the king of price... Not only do you get the same comprehensive cover as you'd get elsewhere, you also get decreasing premiums and royal service.

The king's insurance products

You own it... We'll cover it

Car insurance

We offer car insurance that decreases monthly, as the value of your car depreciates... So why keep on paying more to cover something that's worth less? We just think it's fair and logical.

Buildings insurance

You're the king (or queen) of your castle... So, insure it with the king of price. Our comprehensive, affordable cover is backed up by our royal service.

Home contents insurance

Boring insurers call this 'household insurance'. We're anything but boring, but we're very serious about our affordable cover for the things that make your house a home.

Portable possessions

Going somewhere? We know that your valuables go everywhere with you... So, we insure your portable possessions, whatever they are, wherever you are..

Motorbike insurance

Our comprehensive motorbike insurance covers accident damage, theft, hi-jacking and liability. We also cover things that no 1 else does, and we offer R1 insurance for your gear!

Trailer insurance

Don't let expensive trailer insurance drag you down! We'll hook you up with affordable cover for your trailer.... And your boat, bike, quad-bike, or whatever else it's carrying, too.

Caravan insurance

Paying too much for insurance can be a drag... And it can eat into your holiday budget, too. So, get hitched to affordable insurance for your caravan.

R1 insurance

Insure your Apple Watch, golf clubs, bike or hearing aid for just R1 monthly. That's no joke and it's not a typo either!

Car warranty insurance

Our royal car warranty cover ensures that car parts that break are repaired or replaced… So that your car's back on the road swiftly and without damaging your bank balance.

Scratch & dent insurance

This covers minor repairs to the exterior of your car… Like those mysterious little dings that happen in parking lots, and those annoying spots of tar that stick like superglue.

Credit shortfall insurance

This covers the difference between what your car is worth at the time of being written-off, stolen or hi-jacked, and what you may still owe the financial institution for it, including any balloon payment or residual value.

Personal accident insurance

Accidents happen... So, we've got you and your family covered if an accident affects your health permanently.

Tyre and Rim insurance

Tyre and rim

Whether you hit a pothole, or find yourself driving over broken glass... We've got your tyres and rims covered with our royal tyre and rim cover.


Loss or damage to the whole, or part, of the property described on your schedule.

Buildings combined

Damage to buildings, which you own or for which you're responsible.

Office type risks

Loss of, or damage to, the office contents at your business premises.

Business interruption

Your financial loss due to the interruption of, or interference with, your business activities.

Accounts receivable

The total amount due to you by your customers, as set out in your accounting records.


'Money' is your cash, bank and currency notes, cheques, postal orders, and so on.


Loss of, or damage to, your internal and external glass, and the signwriting on it.


Fraud, dishonesty, or the theft of money or other property, by an employee.

Goods in transit

Loss of, or damage to, goods in transit belonging to you or for which you're responsible.

Business all risk

Loss of, or damage to, your insured property, anywhere in the world.

Public & employers liability

Costs related to the accidental death of, injury to, illness, or accidental loss or damage, to other people.

Stated benefits & group PA

Costs for bodily injury to your insured principals, partners, directors, members or employees.


Loss of, or damage to, any insured car, and its accessories and spare parts, whether on or in the car.

Electronic equipment

Loss of, or damage to, the electronic goods listed on your policy schedule.

Car traders internal

Damages caused by an insured car, on your insured premises, that you're liable to pay.

Machinery breakdown

Costs for unforeseen damage, or market-value replacements, of insured machinery on your premises.

Machinery breakdown: Deterioration of stock

Cover for insured goods while in the refrigerator chamber/s at your premises.

Machinery breakdown: Business interruption

Cover for financial loss due to business interruptions following an insured incident.


Cybersure covers your business against cyber attacks and resulting liability.


Specialised cover for the niche risks that engineering contracts and works face.


Insuretech cover and maintenance solutions for sectional title communities.

The king's benefits

Emergency assist

The king has you covered. 24 hours a day, 7 days a week, 365 days a year. When you're part of our royal family, we've got your back! Whether your issue is medical, technical or domestic, you're in the king's safe hands.

Decreasing premiums

Why keep paying the same to insure your car when it's only ever worth less? It doesn't make sense to us, so we employed some seriously clever people to find a way of decreasing car insurance premiums every month. It's only fair!

Quick and easy claims

If you have an accident and you're covered by the king, call our emergency assist line ASAP if you're able to. We'll organise emergency medical help, arrange to have your car towed, and tell you what you need to do.

The king's cab

The cold 1s were flowing, but now it's time to get going? We'll get you (and your car) home safely. The king's cabbies are on call when you have comprehensive car cover with the king. It's a small extra cost... For big peace-of-mind.

Our happy clients

What our clients say about our super cheap insurance and our royal service
King Price Insurance - Car insurance


Nomkhosi Mabuza is a real pleasure to deal with. These days no service provider really goes the extra mile anymore but Nomkhosi is a true Gem to King Price. I would recommend her to everyone that want to take out short term insurance without the hassle

King Price Insurance - Car insurance


I have also dealt with Anieka Lekay before. What a breeze. She's got real empathy with her clients and gives the best and friendliest service. King Price was my best move in 15 years of car insurance. Other companies over promise and under deliver. Not the king!!!

King Price Insurance - Car insurance


I just want to take the time to compliment Anieka, on her amazing customer service. I was the unfortunate victim of a car break-in and had to submit a claim. The whole process was dealt with in a friendly and professional manner and I would recommend King Price to anybody.