Personal insurance products
You own it... We'll cover it
Car insurance
We offer car insurance that decreases monthly, as the value of your car depreciates... So why keep on paying more to cover something that's worth less? We just think it's fair and logical.
Buildings insurance
You're the king (or queen) of your castle... So, insure it with the king of price. Our comprehensive, affordable cover is backed up by our royal service.
Home contents insurance
Boring insurers call this 'household insurance'. We're anything but boring, but we're very serious about our affordable cover for the things that make your house a home.
Portable possessions
Going somewhere? We know that your valuables go everywhere with you... So, we insure your portable possessions, whatever they are, wherever you are..
Motorbike insurance
Our comprehensive motorbike insurance covers accident damage, theft, hi-jacking and liability. We also cover things that noone else does, and we offer R1 insurance for your gear!
Trailer insurance
Don't let expensive trailer insurance drag you down! We'll hook you up with affordable cover for your trailer.... And your boat, bike, quad-bike, or whatever else it's carrying, too.
Caravan insurance
Paying too much for insurance can be a drag... And it can eat into your holiday budget, too. So, get hitched to affordable insurance for your caravan.
R1 insurance
Insure your Apple Watch, golf clubs, bike or hearing aid for just R1 monthly. That's no joke and it's not a typo either!
Car warranty insurance
Our royal car warranty cover ensures that car parts that break are repaired or replaced… So that your car’s back on the road swiftly and without damaging your bank balance.
Scratch and dent insurance
This covers minor repairs to the exterior of your car… Like those mysterious little dings that happen in parking lots, and those annoying spots of tar that stick like superglue.
Credit shortfall insurance
This covers the difference between what your car is worth at the time of being written-off, stolen or hi-jacked, and what you may still owe the financial institution for it, including any balloon payment or residual value.
Personal Accident insurance
Accidents happen... So, we've got you and your family covered if an accident affects your health permanently.
Business insurance products
You own it... We'll cover it
Fire
Loss or damage to the whole, or part, of the property described on your schedule.
Buildings combined
Damage to buildings, which you own or for which you're responsible.
Business interruption
Your financial loss due to the interruption of, or interference with, your business activities.
Accounts receivable
The total amount due to you by your customers, as set out in your accounting records.
Money
'Money' is your cash, bank and currency notes, cheques, postal orders, and so on.
Glass
Loss of, or damage to, your internal and external glass, and the signwriting on it.
Fidelity
Fraud, dishonesty, or the theft of money or other property, by an employee.
Goods in transit
Loss of, or damage to, goods in transit belonging to you or for which you're responsible.
Business all risk
Loss of, or damage to, your insured property, anywhere in the world.
Public & employers liability
Costs related to the accidental death of, injury to, illness, or accidental loss or damage, to other people.
Stated benefits & group PA
Costs for bodily injury to your insured principals, partners, directors, members or employees.
Car
Loss of, or damage to, any insured car, and its accessories and spare parts, whether on or in the car.
Electronic equipment
Loss of, or damage to, the electronic goods listed on your policy schedule.
Car traders internal
Damages caused by an insured car, on your insured premises, that you're liable to pay.
Machinery breakdown
Costs for unforeseen damage, or market-value replacements, of insured machinery on your premises.
Machinery breakdown:
Deterioration of stock
Cover for insured goods while in the refrigerator chamber/s at your premises.
Machinery breakdown:
Business interruption
Cover for financial loss due to business interruptions following an insured incident.
Specialized insurance products
You own it... We'll cover it
Cybersure
Cybersure covers your business against cyber attacks and resulting liability.
Engineering
Specialised cover for the niche risks that engineering contracts and works face.
Agriculture
Looking to cover your pedigree animals, irrigation systems and more? King Price agri will sort you right out!
Community
Insuretech cover and maintenance solutions for sectional title communities.
Life insurance products
Your choice, our pleasure
Life cover
You don’t wake up thinking about life cover every day, do you? Then one day you realise you need it and that’s the day you go shopping. Get up to R10 million life cover with us, with no medicals.
Funeral cover
Not all funeral plans are created equal. The Stangen funeral plan removes the stigma that 1-size-fits-all. You can add multiple members with different amounts of cover to suit your budget.
Salary protection
Ever considered what might happen the day your salary cheque stopped clearing? Our salary protection policy will cover up to 75% of your take-home income, so if you land up seriously ill or disabled, we’ve got you covered.
Critical illness cover
Everybody knows somebody, right? Whether it’s a family member or a work colleague, stories of good people getting really ill are all too familiar. Our critical illness cover takes all of the financial stress out of the equation. You suffer a heart attack, stroke, or find out you have cancer, and we’ve got the rest.
Disability cover
It's never going to happen to you! Until the day it does, and you find yourself in a wheelchair for the rest of your life. Bad stuff happens to good people all the time. Our lump-sum disability cover is going to pay out if you become permanently disabled and unable to do your job.
Crime injury cover
Unfortunately, dealing with crime is part of being South African. Our first-to-market crime injury cover insures your family against death or disability resulting from violent crime. We hope you never need it, but the stats tell us that you should take it.
Accidental cover
No prizes for guessing right here. This covers you and your family against the risk of being involved in an accident. We pay out if an accident results in death or disability.
Commuter cover
Everyone needs to commute every day. Our commuter cover is an innovative product that bundles some of our products with cover for being admitted to ICU as the result of a commuter-related accident. We offer this in 3 different packages and it only takes 3 minutes to apply.
Group schemes
We can combine all the above products into 1 offering for different crews and teams from different industries. We tailor the offering based on the size and needs of the group. Group schemes cover is cheaper than individual cover… With similar benefits. Buy bulk and save!
