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Our royal T's & C's

Legal stuff to remember when using our website

In these terms and conditions, ‘we’, ‘us’ and ‘our’ refers to King Price Insurance Company Ltd. Your access to, and use of, all the info on this website (including the purchase of our service/s) is subject to these T’s and C’s. This info’s meant for South African residents only.

We may also change this notice at any time. Using our site after we make these changes will be taken as you agreeing to the updated T’s and C’s. So we recommend that you visit this page regularly.

Site access

  • When you visit our site, we give you a limited licence to access and use our info for your personal use.
  • You may download a copy of the info on this site to your computer, provided that you don’t delete or change any copyright symbol, trademark or other proprietary notice. Using our content in any other way, infringes our intellectual property rights.
  • Except as permitted under the Copyright Act 1978, you may not copy, reproduce, republish, distribute or display any of the info on this site without our written permission.
  • The limited licence we grant you, doesn’t include the right to use any data mining robots or other extraction tools. It also doesn’t permit you to metatag or mirror our site without our written permission. If you do, we may serve you with a notice.
  • By sharing your info with us, you agree that our partners may contact you regarding special offers, value added products and any other insurance products. (Help us, help you.)

Intellectual property rights

  • The copyright to all content on this site (including applets, graphics, images, layouts and text) either belongs to us or we have a licence to use these materials.
  • All trademarks, brands and logos identified with the symbols TM or ® (which are used on this site) are either owned by us or we have a licence to use them. Your access to our site doesn’t license you to use these marks in any commercial way without our written permission.
  • Any comment, feedback, idea or suggestion (called ‘comments’) you give us via our site becomes our property. If, in future, we use your comments in any way, we won’t be liable for any similarities that appear on our site or elsewhere. You also agree that we may use your comments for any commercial or non-commercial purpose without compensating you or any other person who’s transmitted your comments.
  • If you give us comments, you acknowledge that you’re responsible for the legality, originality and copyright of such material.

Links

  • You’re allowed to link to our site, provided that you don’t duplicate any of our pages. But remember, you may not imply that we’re endorsing any of your services unless we’ve reached a formal agreement.
  • You may not publish any false info about us.
  • You may not place a link on a site that’s not your property.
  • We may ask you to remove a link if we find your site to be inappropriate.

Site uptime

We’ve taken reasonable steps to ensure the uptime of our site. However, there’ll be downtime from time to time, due to maintenance and upgrade issues. We won’t be liable if the site becomes unavailable for any reason. Where possible, we’ll give warnings for planned downtime.

Disclaimers

  • We don’t provide any express or implied warranties (including without limitation warranties of merchantability or fitness for a particular purpose).
  • To the extent permitted by law, any condition or warranty which would’ve been implied in these T’s and C’s, is excluded.
  • We also take care to ensure that our site is free of any virus, worm, Trojan horse and/or malware. However, we’re not responsible for any damage to your computer system which arises in connection with your use of our site or any linked site.
  • Once you enter your personal details on our site, we reserve the right to call you. This applies to the ‘call me back’ form as well as our ‘quick quote’ page.
  • A quote generated through this site doesn’t serve as an automated transaction or an irreversible offer.

Limitation of liability

  • As permitted by law, our liability for breach of an implied warranty or condition is limited to the supply of the services or payment of the costs of having those services supplied again.
  • We accept no liability for any loss whatsoever. This includes consequential loss suffered by you, which arise from the services we’ve supplied.

Indemnity

By accessing our site, you agree to indemnify and hold us harmless from all claims, actions, damages, costs and expenses including legal fees arising from (or in connection with) your use of our site.

Jurisdiction

  • These T’s and C’s are governed and defined by the laws of South Africa and any claim which arises out of these T’s and C’s, will be heard in South Africa and you agree to submit to the jurisdiction of these courts.
  • If any provision in these T’s and C’s is invalid under any law, the provision will be limited, narrowed, defined or changed to make it valid (but only to the extent needed to achieve validity). If necessary, the invalid provision will be removed from these T’s and C’s and the remaining provisions will remain in effect.

Privacy

  • We don’t warrant (and can’t ensure) the security of any info you give us. Submitting your info is done at your own risk, although we do take reasonable steps to preserve your info and keep it secure.
  • We make use of encryption and Secure Socket Layer certificates to protect your data. No personal info’s stored on our web servers, so it’s not accessible via this server.
  • Our compliance with privacy legislation is set out in our privacy policy (which you can also get from our site) which you accept.

Refer a friend T’s & C’s

The ins and outs of our refer a friend policy

So, you've referred a friend... Here's what happens next.

We'll deduct up to R400 from your premium if:

  • The friend who you’ve referred signs up and pays 1 full premium.
  • All your premiums are up to date.
  • Your policy’s active.

Please note:

  • The amount we'll pay for a successful referral is R400, unless your monthly premium is less than R400. In this case, we'll pay your premium amount.
  • 1 x successful referral = 1 x premium deduction.
  • We'll pay the referral amount 30 days after we receive 1 full premium from your friend.
  • We'll send you an SMS when the referred friend pays the first premium.

Back the bucks

To enter:

  • If you're not already a King Price client, get a King Price quote.
  • If you're already a King Price client, get a quote to add something new to your policy.

The prize:

We’ll give away R10,000 every week, for the duration of the 2019 Rugby World Cup. Let’s back the bucks all the way to the final!

How it works:

  • 1 person = 1 entry/quote no.
  • The competition starts on Monday 2 September 2019 and ends on Friday 1 November 2019.
  • Our winners will be determined through a random draw and will be announced every Monday.

If you win:

  • We'll call to give you the great news.
  • You agree that we'll publish your name on our social platforms.
  • You need to send us a copy of your ID and proof of your bank info.
  • If we can't get hold of you within 24 hours, we may draw another winner. (But we promise we'll try really, really hard to get hold of you!)

Who can enter:

  • Any 1 who's over 18 and is a SA citizen or permanent resident.
  • No King Price staff. (Sorry.)

The tough stuff:

We reserve the right to change these T's and C's at any time without notice.