In a nutshell
Scratch and dent covers minor repairs to the exterior of your car… Like those mysterious little dings that happen in parking lots, and those annoying spots of tar that stick like superglue.
What’s covered by the king
In any 12-month period we’ll pay an unlimited number of claims, up to a limit of R3,000 per claim. An excess of R250 applies to each claim.
A. Small chips
Sticks and stones may chip your car… But we’ll fix things… Without you having to drive too far. You’re covered for the repair of minor chips (smaller than 1.5mm in diameter) on the bodywork of your car.
B. Minor dents
A dent in your car needn’t be a dent on the road to happy driving. We’ll smooth things right out. You’re covered for the repair of minor dents (smaller than 15cm in diameter) on the bodywork of your car. If any part of a body panel has been ripped or torn, this isn’t covered.
C. Minor scratches
Accidents happen, and they leave marks… But they don’t have to be marks for life. We’ll wipe them away. You’re covered for the repair of minor scratches (smaller than 15cm in length) on the bodywork of your car. If any part of a body panel has been ripped or torn, this isn’t covered.
D. Tar removal
Tar can be a sticky issue. But our experts will stick with it until it’s all gone… They’re clingy that way. You’re covered for an unlimited number of tar removals.
Rain, rain, go away… Actually, rain is always welcome. But hail, and the damage it can cause, just isn’t. You’re covered to repair damage that’s caused by hail, once in any 12-month period. If your royal car cover also includes cover for hail damage, you may choose which insurance to claim from.
F. Mags and rims
Marks on your mags? Scratch that! You’re covered for the repair of damage to your car’s mag wheels and wheel rims. If a mag or rim is damaged to such an extent it can’t be repaired, this isn’t covered.
What’s NOT covered by the king
You’re not covered for:
You can’t accumulate damage, and must claim per incident.
You can’t elect to only have certain damage repaired. All damage will be taken into account when calculating the cost of a repair.
If you sell the insured car, the remaining part of this policy can’t be transferred to the new owner or your new car.