In a nutshell
Sometimes, it’s not just about what you do, it’s also about how you do it… And have you ever wondered how you would do it if all your stuff was stolen or damaged? Luckily, the king has a back-up plan. We’ll cover your office contents, rent and alternative premises, documents and legal liability related to documents, and increased cost of working, so that you can keep doing what you do.
You can cover the following under our ‘Office contents’ section:
Your office contents are covered against:
Rent and alternative premises
In terms of rent you’re covered for the amount you would’ve received during the time it takes to make the building habitable again, the part of the building that’s actually tenanted and a maximum of 25% of the sum insured.
In terms of alternative premises you’re covered for the actual rental amount payable by you during the time it takes to make the building habitable again and a maximum of 25% of the sum insured.
You’re covered against the loss of, or damage to, documents due to any incident that’s not specifically excluded.
You’re covered against legal liability to others, caused directly by the loss of, or damage to, documents, that you can claim for under ‘Documents’.
Increased cost of working
You’re covered against:
You’re also covered for:
As well as loss, or damage to:
Loss or damage to property due to or caused by
As well as loss, or damage to