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Stated benefits & group personal accident

We give your work family the royal cover they deserve

In a nutshell

Having group personal accident cover is a great way of protecting your business family. King Price offers cover for bodily injury to your principals, directors, members and employees, that’s tailored to your business’ unique needs, on either an annual earning or limit of indemnity basis. You can also choose whether you’d like cover for stated benefits or group personal accident insurance… or both.

Get King Price’s agri cover and cover your directors, employees or members under these sections:

  • Group personal accident.
  • Stated benefits.
  • Stated benefits and group personal accident.

Your directors, employees or members are covered for:

  • Death.
  • Permanent and temporary disability.
  • Medical expenses.
  • Annual and weekly earnings.
  • Exposure.
  • Life support machinery.
  • Disappearance.

Loss or damage to property due to or caused by

  • While the person is travelling by air, other than as a passenger, and isn’t a member of the crew.
  • If the person commits suicide or injures himself intentionally.
  • Caused solely by an existing physical defect or other infirmity.
  • As a result of the person while under the influence of alcohol, drugs or narcotics, unless administered by a member of the medical profession.
  • As a result of the person’s participation in any riot, civil commotion or terrorism.
  • Resulting from prolonged or accelerated, or attributable to, pregnancy, childbirth, abortion, miscarriage, obstetrical procedures or any consequences thereof.
  • While the person is (or as a result of) participating in motorbiking, quad biking or tricycling.
  • Arising from racing of any kind.
  • Arising from mountaineering, winter sports involving snow or ice, polo on horseback, steeple chasing, any sport as a professional, hang-gliding, paragliding, parachuting, bungee jumping, wrestling, boxing or martial arts.
  • Burns.
  • Business limitation.