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Theft

When someone snatches your valuables, we’ll make sure they never steal your thunder

In a nutshell

Business owners carry the responsibility for making sure that it’s business as usual, even after a robbery. The king’s theft insurance for businesses covers everything, from the loss of, or damage to, your stock or your clients’ goods, to making good any damage to property that you own or for which you’re responsible.

You’re covered against loss or damage, due to a thief being invited onto your premises before the close of business, or gaining access to the premises with the help of a skeleton key or a similar device.

The king also covers the cost of replacing locks and keys to your building, as well as the reasonable costs you incur for temporary repairs.

Loss or damage:

  • Covered under ‘Fire’ or ‘Glass’.
  • Of items more specifically insured elsewhere.
  • Due to an explosion being used to attempt to gain entry into the building.
  • Of any cash, bank and currency notes, cheques, postal orders, money orders, current negotiable stamps and documents or certificates of a negotiable nature.
  • Due to theft by a principal, partner, director or household member.
  • Involving the use of the keys (including duplicate keys) and burglar alarm, unless the keys and alarm code were obtained by violence or threat of violence.
  • Theft without forcible or violent entry/exit.