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04Aug 2014

4 Reasons to Insure Your Camera

Great photography means trying to combine precision timing, tireless patience and creative inspiration. Maybe you take photos while bungee jumping, or when you’re in the depths of a forest. Or maybe you’re like this genius who used Star Wars figurines to depict a day in the life of a Stormtrooper. Regardless of whether you’re a photography pro, or just starting out, you likely have your very own trusty camera…. But have you ever considered getting insurance for it?

The thing about following your passion is that as your love for your hobby grows, so do your expenses.

You may have started off with a cute little cell phone camera, then moved on to a standard one. Now you’ve got the big guns, with high-tech lenses that can capture everything in perfect detail. . Needless to say, you know by now that photography can be an expensive hobby.

So here are the 5 most important reasons you should get your prized camera insured.

  1. Peace of mind

An accident isn’t the only way to lose your camera. Sure, the chances of dropping it are high, but so are the odds of being robbed. These devices cost thousands of Rands, and some of your gear can be hard to come by. Insuring your camera ensures you can enjoy using it without worry.

  1. Maintaining value

It may be true that camera bodies depreciate over time, but lenses rarely do. These are precision made and created to last for many years. As a result, some of them can even go up in value. If you’re wise, you’ll start collecting a range of high quality lenses. They not only add to photographic worth, they can act as a personal savings account that you can cash in when you sell them at higher prices. So it makes sense to insure this personal asset.

  1. You might get a better deal

Accidents do occur, and sometimes lady luck just doesn’t want to dance with you. Certain insurance deals offer packages that are specially created to cater for hard-to-replace gear and photographic equipment. If something happens to these devices, you could receive a hefty pay-out that allows you to purchase even better gadgets. So why not ensure that you get the best out of a bad situation?

  1. Avoid the ‘blame claim’

This refers to instances when your tripod or other devices cause someone to injure themselves, and they sue you. Yes, this actually happens….Public liability insurance will protect you and your equipment if angry citizens lay claims against you for their unfortunate incidents.

There you have it: 4 good reasons to consider protecting your prized cameras. You have a wide range of packages to choose from – whether you’re a professional, semi-pro, or amateur.

Chat to King Price today to find the best insurance for your camera or photography studio equipment.