What even is buildings combined insurance?
Buildings combined insurance, what is that?
Business buildings cover, buildings combined, business property insurance… Whatever it’s called, this type of insurance covers your business’ building/s and structure/s from loss and damage that could take your business from thriving to barely surviving. (Man, it feels good to rhyme. It makes the point less scary, without compromising the meaning.)
But we digress.
While the explanation for buildings combined cover sounds quite simple (and when you deal with us, it is), there’s a little more to it than just ‘covering your buildings’. If your business operates out of a structure, this insurance is a vital part of your financial security and protecting your valued property asset.
So, what does it all mean for your business
Basically, insuring your place of work with buildings combined insurance is the most comprehensive way possible to protect you from the unforeseen circumstances that could negatively impact your place of work or stream of rental income.
Why your business needs buildings combined insurance
If you’re responsible for, are the owner of, or rely on, property to run your business, you really can’t afford to leave it uninsured. Whether it’s for office space, storage, production space, or it’s where you train your trick ponies, our policy safeguards your priciest asset. This includes cover for your buildings, your public supply connections, rent and alternative premises, and your legal liability.
Here are 2 reasons why buildings combined insurance is necessary for your business. We could nit-pick about a hundred reasons actually, but these 2 are the most important and relevant to any type of business that you can think of that operates out of a building in any way, shape, or form.
1. Anything can happen, at any time
A multitude of things can go wrong with a building, which could result in loss and damage. Not just to the structure itself, but to the pipe- and gas-lines, and the lives of people and the things that they own and have with them in the building, when something goes wrong.
This is just the tip of the ‘everything-could-go-wrong’ iceberg and it can get confusing, but our buildings combined cover for your business is so comprehensive and logical that you can rest assured that it’s all taken care of.
2. All the costs and then some more
As a business owner, you can imagine some of the costs related to things going wrong with your property. But to be perfectly honest, unless you’re an actual genius with several degrees in all things ‘building’, you might not be aware of each and every single cost that you might have to face on your own without insurance.
It’s not just about avoiding settling these astronomical costs out of your own pocket (which you may not be in a position to pay), it’s about the security that comes from knowing that you won’t have to start all over with a couple hundred thousand in the minus, and it’s about possessing the peace of mind that frees you to focus on your business’ next steps towards world domination.
Our royal business insurance is the answer
We have an expert business insurance team. They’re brilliant, professional, calm, and they understand the unique risks and perils that your business’ buildings face. For your added security, we’ll work exclusively through your broker to make sure that your business is insured against relevant building-related risks.
If you don’t have a broker, we’ll connect you with 1 who’s best suited to advise you and your business. And we’ll also be there for you when we’re needed. The crème de la crème is that we’ll do all this for the most affordable price possible.
Give your business’ buildings our royal touch.