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Building contractors

Let’s build a great SA together

In a nutshell

The building industry is a major job creator. This sector contributes around 15% to gross fixed investment, and together with civil works, makes up 45% of total investment, the essential component of infrastructural development. In short, the building industry drives our South African economy like a speedboat through open waters. It just makes sense that building contractors have cover that suits their specific risks… Which is what we offer. Take a look at the nuts and bolts of what’s covered below.


Key benefits

  • We provide comprehensive insurance solutions for all building contractors.
  • Motor premiums that decrease monthly, as the value of your motor depreciates.


Target market

  • All NHBRC registered building contractors.

Building contractors cover

Buy the best cover in town, when you join our royal family


  • Architects & other professional fees.
  • Capital additions.
  • Cross liabilities.
  • Demolition & clearing costs.
  • Disposal of salvage.
  • Fire extinguishing charges.
  • Gratuitous advice.
  • Labourers/contractors/employees omissions.
  • Load shedding power surges.
  • Locks & keys.
  • Loss of water.
  • Power surges & lightning strikes.
  • Prevention of access.
  • Property temporarily removed.
  • Public authorities' requirements.
  • Public supply connections.
  • Removal of trees.
  • Rent & alternative premises.
  • Security costs.
  • Skeleton keys.
  • Tenant's liability.
  • Tools of trade.
  • Unattached trailers.
  • Vehicle loads.
  • Water heating systems & pressurised pipes.
  • Accidental damage.
  • Business all risks
  • Business interruption
  • Debris removal.
  • Defective workmanship.
  • Electronic equipment.
  • General liabilities.
  • Goods in transit.
  • Machinery breakdown.
  • Malicious damage.
  • Motor: Passenger liability & unauthorised passenger liability.
  • Motor: Specified or fleet basis (deposit premium options).
  • Non-forcible & violent entry into vehicle.
  • Office contents.
  • Personal accident & stated benefits.
  • Products liability.
  • Riots & strikes.
  • Security services.
  • Specified or unspecified suppliers, customers & sub-contractors.
  • Spread of fire.
  • Subsidence & landslip.