- Architects & other professional fees.
- Capital additions.
- Cross liabilities.
- Demolition & clearing costs.
- Disposal of salvage.
- Fire extinguishing charges.
- Gratuitous advice.
- Labourers/contractors/employees omissions.
- Load shedding power surges.
- Locks & keys.
- Loss of water..
- Power surges & lightning strikes.
- Prevention of access.
- Property temporarily removed.
- Public authorities' requirements.
- Public supply connections.
- Removal of trees.
- Rent & alternative premises.
- Skeleton keys.
- Tenant's liability.
- Tools of trade.
- Unattached trailers.
- Vehicle loads.
- Water heating systems & pressurised pipes.
In a nutshell
The building industry is a major job creator. This sector contributes around 15% to gross fixed investment, and together with civil works, makes up 45% of total investment, the essential component of infrastructural development. In short, the building industry drives our South African economy like a speedboat through open waters. It just makes sense that building contractors have cover that suits their specific risks… Which is what we offer. Take a look at the nuts and bolts of what's covered below.
Key benefits
We provide comprehensive insurance solutions for all building contractors.
Motor premiums that decrease monthly, as the value of your motor depreciates.
Target market
All NHBRC registered building contractors.
Building contractors cover
Buy the best cover in town, when you join our royal family
- Accidental damage.
- Business Interruption.
- Business all risks.
- Debris removal.
- Defective workmanship.
- Electronic equipment.
- General liabilities.
- Goods in transit.
- Machinery breakdown.
- Malicious damage.
- Motor: Passenger liability & unauthorised passenger liability.
- Motor: Specified or fleet basis (deposit premium options).
- Non-forcible & violent entry into vehicle.
- Office contents.
- Personal accident & stated benefits.
- Products liability.
- Riots & strikes..
- Security services.
- Specified or unspecified suppliers, customers & sub-contractors.
- Spread of fire.
- Subsidence & landslip.
