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Electronic equipment insurance

Cutting-edge insurance cover for all your electronic items

In a nutshell

The latest device, the newest app, constant updates… Keeping up with technology is enough to worry about, without also stressing about insuring the electronics that keep your business efficient in this digital world. The tech-savvy king of price gives you peace of mind… If anything goes wrong with your computers, licenced software, scanners and printers the king’s got you covered. You can choose to insure consequential loss, or material damage… Or both.

  • The physical loss of, or damage to, the insured property stated on your policy schedule (as long as the cause isn’t excluded).
  • Cover as stated on your policy schedule.
  • Partial loss (we will pay to get your electronic equipment back in working order)
  • Total loss (either replacement value or market value, according to King Price’s terms)
  • Architects and other professional fees.
  • Clearing costs.
  • Express delivery and overtime.
  • Increased cost of working.
  • Reinstatement of data/programs.

Loss or damage to property due to or caused by

  • Disfunctioning or malfunctioning, unless accompanied by physical damage covered by this section.
  • Loss or damage recoverable in terms of a maintenance or leasing agreement.
  • Faults or defects known to you (or your responsible employees) and any consequential fault or defect.
  • Wastage of material, wear and tear, poor contacts or scratching of painted and polished surfaces of a cosmetic nature.
  • Parts with a short life span.
  • The costs of reproducing data or programs (unless otherwise stated on your policy schedule).
  • Loss of the use of the insured property or other consequential loss, damage or liability (unless specifically covered by the king).
  • Theft or disappearance (with exceptions and conditions as stated on your policy schedule).
  • Loss or theft during transit (with exceptions and conditions as stated on your policy schedule).
  • Theft from a motor (with exceptions and conditions as stated on your policy schedule).
  • Fines or penalties for breach of contract for late or non-completion of orders or any other penalties.
  • Loss of profit (unless otherwise stated on your policy schedule).
  • Any additional increase in loss.
  • Viruses, Trojans and worms.
  • Telecoms access lines.
  • Non-forcible and violent entry into a motor.
  • Incompatibility cover.
  • Riots and strikes.

Why choose King Price

Best for your business and best for brokers

Proactive claims service

We have a team of claims specialists at your disposal, every step of the way. Our teams for underwriting, new business and claims are dedicated to delivering royal service to give you peace of mind cover. We keep you up to date and in the loop during the entire process.

Competitive premiums

Price is king, bottom line. And in business we understand that this is extra important. We also understand that your company is unique. You deserve the best possible premium with absolutely no compromise on the cover given... Same insurance cover, just cheaper.

People

Your business isn’t just a number. That's why our royal family aims to build a personal relationship with you. We do this by staying focused and showing real passion and enthusiasm in our business with you, your clients and the industry. This allows us to build a culture of promise, royal service and affordable cover.

Strong relationships

Your business is our business, and that's why we offer more than just insurance. We take your side and our partnerships very seriously. We believe in building an open, clear and honest relationship that enables the development of successful collaboration with our kingly clients.

Independence

As 1 of the fastest growing independent insurers, King Price has all the right connections to keep you connected to success. We're supported by the big guys, in the form of incredible investors and a staunch reinsurer. And, we always aim to deliver the best service to everyone… The big guys, the little guys, and you.

Rapid response

Time is money, and making money is your business. That's why King Price offers royal service in the blink of an eye. We service your needs with the right team, expertise and understanding… Without compromising on quality or value. As part of our family, you'll have royal service at your beck-and-call.



Get the cover your business deserves. Leave your name and number at the top of the page and 1 of our kingsmen will call you back as soon as you're available. You can also talk to your broker about getting cover that suits your business best.