- The physical loss of, or damage to, the insured property stated on your policy schedule (as long as the cause isn't excluded).
- Cover as stated on your policy schedule.
- Partial loss (we will pay to get your electronic equipment back in working order)
- Total loss (either replacement value or market value, according to King Price's terms)
- Architects and other professional fees.
- Clearing costs.
- Express delivery and overtime.
- Increased cost of working.
- Reinstatement of data/programs.