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Franchise insurance

King Price Insurance offers comprehensive insurance cover for your Franchise!


By 'franchise' we mean: A distribution network operating under a shared trademark or name with franchisees, paying the franchisor for the right to do business under that name for a specified period of time. The franchise industry in South Africa generates almost 12% of our country's GDP. 68% of the private sector's employment is provided by small businesses who have less than 50 employees. The 2015 opening of 2,286 new franchises brought the total number of franchise outlets to just under 30,000 outlets across our country, which operate under 551 different franchised systems. South Africa is proudly made up of 88% home-grown franchise concepts. Your choice, our pleasure.

Cover included

  • Accounts receivable.
  • Acquisition of new business.
  • Cross liabilities.
  • Crossed cheques.
  • Emergency medical expenses.
  • Employees' & visitors' property.
  • Fire extinguishing charges.
  • Gratuitous advice.
  • Labourers/contractors/employees omissions.
  • Load shedding power surges.
  • Locks & keys.
  • Loss of water.
  • Machinery breakdown.
  • Motor traders internal & external.
  • Power surges & lightning strikes.
  • Prevention of access.
  • Public authorities' requirements.
  • Public supply connections.
  • Removal of trees.
  • Rent & alternative premises.
  • Security costs.
  • Skeleton keys.
  • Tenant's liability.
  • Tools of trade.
  • Water heating systems & pressurised pipes.

Optional cover

You may choose to add any of the following options to your basic Franchise insurance. If so, it will only be insured if it's noted separately on your policy schedule, and an additional premium is paid for it.

  • Accidental damage.
  • Bursting or overflowing of geysers, water heating systems & pressurised water pipes (cover for wear & tear can be included).
  • Business all risk.
  • Business interruption.
  • Contamination or pollution of wine stocks.
  • Debris removal.
  • Defective workmanship.
  • Electronic equipment.
  • General liabilities.
  • Glass.
  • Goods in transit.
  • Leakage of oils/chemicals/fumes.
  • Machinery breakdown: Business interruption.
  • Malicious damage.
  • Motor: Passenger liability/unauthorised passenger liability.
  • Motor: Specified or fleet basis (deposit premium options).
  • Non-forcible & violent entry into vehicle.
  • Office contents.
  • Personal accident & stated benefits.
  • Riots & strikes.
  • Security services.
  • Specified or unspecified suppliers, customers & sub-contractors.
  • Subsidence & landslip.
  • Theft with & without forcible or violent entry/exit.

Why choose King Price

Best for your business and best for brokers

Proactive claims service

We have a team of claims specialists at your disposal, every step of the way. Our underwriting, new business and claims teams are dedicated to delivering award-winning royal service in order to give you peace of mind cover. We keep you up to date and in the loop during the entire process.

Competitive premiums

Price is king, bottom line. And even in business we understand that this is important. We also understand that your company is unique, and you deserve the best possible premium with absolutely no compromise on the cover given. Same insurance cover, just cheaper.

People

Your business is not just a number. That's why our royal family aims to build a personal relationship with you by staying focused, and showing real passion and enthusiasm in our business with you, your clients and the industry. This allows us to build a culture of promise, award-winning royal service and affordable cover.

Strong relationships

Your business is our business, and that's why we offer more than just insurance. We take your side and our partnerships very seriously. We believe in building an open, clear and honest relationship that enables the development of successful collaboration with our kingly clients.

Independence

As 1 of the fastest growing independent insurers, King Price has all the right connections to keep you connected to success. We're supported by the big guys, in the form of incredible investors. And, we always aim to deliver the best service to everyone, even the little guys.

Rapid response

Time is money, and making money is your business. That's why King Price offers royal award winning service in the blink of an eye. We service your needs with the right team, expertise and understanding, without compromising on quality or value. As part of our family, you'll have award-winning royal service at your beck-and-call.

Get the cover your business deserves, right now! Leave your name and number at the top of the page , and 1 of our kinsmen will call you back as soon as you're available. You can also talk to your broker about getting cover that suits your business best.

Why choose King Price

Best for your business and best for brokers

Proactive claims service

We have a team of claims specialists at your disposal, every step of the way. Our underwriting, new business and claims teams are dedicated to delivering award-winning royal service in order to give you peace of mind cover. We keep you up to date and in the loop during the entire process.

Competitive premiums

Price is king, bottom line. And even in business we understand that this is important. We also understand that your company is unique, and you deserve the best possible premium with absolutely no compromise on the cover given. Same insurance cover, just cheaper.

People

Your business is not just a number. That's why our royal family aims to build a personal relationship with you by staying focused, and showing real passion and enthusiasm in our business with you, your clients and the industry. This allows us to build a culture of promise, award-winning royal service and affordable cover.

Strong relationships

Your business is our business, and that's why we offer more than just insurance. We take your side and our partnerships very seriously. We believe in building an open, clear and honest relationship that enables the development of successful collaboration with our kingly clients.

Independence

As 1 of the fastest growing independent insurers, King Price has all the right connections to keep you connected to success. We're supported by the big guys, in the form of incredible investors. And, we always aim to deliver the best service to everyone, even the little guys.

Rapid response

Time is money, and making money is your business. That's why King Price offers royal award winning service in the blink of an eye. We service your needs with the right team, expertise and understanding, without compromising on quality or value. As part of our family, you'll have award-winning royal service at your beck-and-call.

Get the cover your business deserves, right now! Leave your name and number at the top of the page , and 1 of our kinsmen will call you back as soon as you're available. You can also talk to your broker about getting cover that suits your business best.