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Goods in transit insurance

Make sure your goods are covered while they’re on the move

In a nutshell

When a pothole hits your delivery van that’s full of precious cargo, you need comprehensive cover with a no-holes policy. King Price knows that transport damage and theft happen all-too-often, whether the goods are in your own motor, or being transported by your business fleet or professional carriers. With the king’s cover, this damage won’t slow down your business.

  • All risks: You’re covered for the loss of, or damage to, goods in transit that belong to you or for which you’re responsible. We’ll cover you whether the cause is an accident or incident and we’ll pay fire extinguishing charges (as long as the cause isn’t excluded by King Price).
  • Fire, explosion, collision, derailment and overturning only.
  • Fire, explosion, collision, derailment and theft and hi-jack only.

Loss or damage of property due to or caused by

  • Wear and tear or gradual deterioration (unless following an incident or accident for which you can claim).
  • Mechanical, electronic or electrical breakdown, failure, breakage or derangement (unless following an incident or accident for which you can claim).
  • Livestock being transported.
  • Goods that aren’t properly secured or covered with canvas while in transit.
  • Loss, delay, loss of market, depreciation or changes brought about by natural causes (unless following an incident or accident for which you can claim).
  • An accident where the insured motor isn’t roadworthy or carrying a load that exceeds its capacity (unless otherwise stated on your policy schedule).
  • Incurred while you (or someone with your consent or knowledge) are under the influence of intoxicating liquor or drugs, drive the motor without being licensed to do so or don’t have a valid professional driving permit, have an endorsed licence, or unlawfully leave the scene of an accident.
  • Loss of, or damage to, cash, bank and currency notes, coins, bonds, coupons, stamps, negotiable instruments, title deeds, manuscripts or securities of any kind.
  • Theft from an unattended motor (with exceptions and conditions as stated on your policy schedule).
  • Inherent vice or defect, vermin, insects, damp, mildew or rust.
  • Dishonesty by you, your principal, partner, member, director or employee acting alone or in collusion.
  • Detention, confiscation or requisition by customs or other officials or authorities.
  • While in transit by sea or inland waterway.
  • Breakdown of refrigeration equipment.
  • Debris removal.
  • Fire extinguishing charges.
  • Riots and strikes.

Why choose King Price

Best for your business and best for brokers

Proactive claims service

We have a team of claims specialists at your disposal, every step of the way. Our teams for underwriting, new business and claims are dedicated to delivering royal service to give you peace of mind cover. We keep you up to date and in the loop during the entire process.

Competitive premiums

Price is king, bottom line. And in business we understand that this is extra important. We also understand that your company is unique. You deserve the best possible premium with absolutely no compromise on the cover given... Same insurance cover, just cheaper.

People

Your business isn’t just a number. That's why our royal family aims to build a personal relationship with you. We do this by staying focused and showing real passion and enthusiasm in our business with you, your clients and the industry. This allows us to build a culture of promise, royal service and affordable cover.

Strong relationships

Your business is our business, and that's why we offer more than just insurance. We take your side and our partnerships very seriously. We believe in building an open, clear and honest relationship that enables the development of successful collaboration with our kingly clients.

Independence

As 1 of the fastest growing independent insurers, King Price has all the right connections to keep you connected to success. We're supported by the big guys, in the form of incredible investors and a staunch reinsurer. And, we always aim to deliver the best service to everyone… The big guys, the little guys, and you.

Rapid response

Time is money, and making money is your business. That's why King Price offers royal service in the blink of an eye. We service your needs with the right team, expertise and understanding… Without compromising on quality or value. As part of our family, you'll have royal service at your beck-and-call.



Get the cover your business deserves. Leave your name and number at the top of the page and 1 of our kingsmen will call you back as soon as you're available. You can also talk to your broker about getting cover that suits your business best.