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Machinery breakdown insurance

Businesses can lose big if machinery breaks down… Luckily, the king's got your back

In a nutshell

Machines are an integral part of any manufacturing or production process. If that's your business, you'll find it hard to be productive without your machines. Luckily, King Price can fix you up with machinery breakdown cover that'll have you going again in no time at all. Our machinery breakdown insurance provides cover for unforeseen and sudden damage to the insured machinery on your premises.

  • Unforeseen and sudden physical damage to the insured property while on the premises… For either replacement value, market value or agreed value from any cause not excluded by King Price.
  • Additional cover, which could include dismantling, re-erection, transportation, removal of damaged property and (where applicable) duties and VAT… As stated on your policy schedule.
  • Architects and other professional fees.
  • Average (we cover the insured property to the value for which you insured it).
  • Capital additions.
  • Clearing costs.
  • Express delivery and overtime.
  • Direct or indirect loss of, or damage to, exchangeable tools, parts that by their nature suffer a high rate of wear and tear, glass objects, belts, ropes, wires, rubber tyres and operating media.
  • Loss or damage covered under the king's fire section.
  • Loss or damage for which a supplier, contractor or repairer is responsible (by law or under contract).
  • Loss or damage caused directly or indirectly by faults or defects of which you were aware (at the time of commencement of this section).
  • Loss or damage as a direct consequence of the continual influence of operation.
  • Damage resulting from misapplication, experimentation, overhauls or tests of equipment requiring the imposition of abnormal conditions.

Why choose King Price

Best for your business and best for brokers

Proactive claims service

We have a team of claims specialists at your disposal, every step of the way. Our teams for underwriting, new business and claims are dedicated to delivering royal service to give you peace of mind cover. We keep you up to date and in the loop during the entire process.

Competitive premiums

Price is king, bottom line. And in business we understand that this is extra important. We also understand that your company is unique. You deserve the best possible premium with absolutely no compromise on the cover given... Same insurance cover, just cheaper.


Your business isn’t just a number. That's why our royal family aims to build a personal relationship with you. We do this by staying focused and showing real passion and enthusiasm in our business with you, your clients and the industry. This allows us to build a culture of promise, royal service and affordable cover.

Strong relationships

Your business is our business, and that's why we offer more than just insurance. We take your side and our partnerships very seriously. We believe in building an open, clear and honest relationship that enables the development of successful collaboration with our kingly clients.


As 1 of the fastest growing independent insurers, King Price has all the right connections to keep you connected to success. We're supported by the big guys, in the form of incredible investors and a staunch reinsurer. And, we always aim to deliver the best service to everyone… The big guys, the little guys, and you.

Rapid response

Time is money, and making money is your business. That's why King Price offers royal service in the blink of an eye. We service your needs with the right team, expertise and understanding… Without compromising on quality or value. As part of our family, you'll have royal service at your beck-and-call.

Get the cover your business deserves. Leave your name and number at the top of the page and 1 of our kingsmen will call you back as soon as you're available. You can also talk to your broker about getting cover that suits your business best.