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Manufacturers

You make it, we'll cover it

In a nutshell

South Africa has developed an established and diversified manufacturing base which has shown its resilience and potential to compete in the global economy. The manufacturing sector provides a platform for stimulating the growth of other activities such as services and achieving specific outcomes like employment creation and economic empowerment. This platform presents an exciting opportunity to significantly accelerate the country’s growth and development.


Key benefits

  • We provide comprehensive insurance cover for various types of manufacturing businesses.
  • Motor premiums that decrease monthly, as the value of your motor depreciates.


Target market

  • Metal processing plants.
  • Automotive technology & electronics.
  • Information & communications technology & electronics.
  • Textiles, clothing & footwear.

Manufacturers cover

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  • Accounts receivable.
  • Acquisition of new business.
  • Architects & other professional fees.
  • Capital additions.
  • Cross liabilities.
  • Emergency medical expenses.
  • Employees' & visitors' property.
  • Fire extinguishing charges.
  • Gratuitous advice.
  • Labourers/contractors/employees omissions.
  • Load shedding power surges.
  • Locks & keys
  • Loss of water.
  • Machinery breakdown: Business interruption.
  • Machinery breakdown: Deterioration of stock.
  • Machinery breakdown.
  • Power surges & lightning strikes.
  • Prevention of access.
  • Property temporarily removed.
  • Public authorities' requirements.
  • Public supply connections.
  • Rent & alternative premises.
  • Security costs.
  • Skeleton keys.
  • Tenant's liability
  • Tools of trade.
  • Vehicle loads.
  • Water heating systems & pressurised pipes.
  • Accidental damage.
  • Bursting or overflowing of geysers, water heating systems & pressurised water pipes (cover for wear & tear can be included).
  • Business all risks.
  • Business Interruption.
  • Damage to surrounding property.
  • Defective workmanship.
  • Deterioration of stock.
  • Electronic equipment.
  • Explosions of boilers or pressure vessels.
  • Failure of electricity supply.
  • General liabilities.
  • Glass.
  • Goods in the open.
  • Goods in transit.
  • Leakage by sprinklers, drenching systems of fire extinguishing equipment.
  • Leakage of oils/chemicals/fumes.
  • Malicious damage.
  • Money.
  • Motor: Passenger liability & unauthorised passenger liability.
  • Motor: Specified or fleet basis (deposit premium options).
  • Personal accident & stated benefits.
  • Riots & strikes.
  • Security services.
  • Specified or unspecified suppliers, customers & sub-contractors.
  • Spread of fire.
  • Subsidence & landslip.
  • Theft with & without forcible or violent entry/exit.