- Office contents, including personal effects and tools.
- Alterations and misdescription.
- Capital additions.
- Demolition and clearing costs.
- Fire extinguishing charges.
- Limitations: Money and stamps (up to the maximum stated on your policy schedule), documents, manuscripts, plans, business books, designs, patterns, models and moulds, computer systems records and media.
- Load shedding power surges.
- Locks and keys.
- Malicious damage.
- New and additional premises.
- Prevention of access (applicable to rent).
- Property removed temporarily.
- Reinstatements and replacements.
- Skeleton keys.
- Temporary repairs.
- Tenants' clause.