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Office contents insurance

Cover for everything in your office... Even your 'best dad ever' coffee mug

In a nutshell

Sometimes, it's not just about what you do, it's also about how you do it... And have you ever wondered how you'd do it if all your stuff was stolen or damaged? Luckily, the king has a back-up plan. We'll cover your office contents, rent and alternative premises, documents and legal liability related to documents, and increased cost of working, so that you can keep doing what you do.

  • Office contents, including personal effects and tools.
  • Alterations and misdescription.
  • Capital additions.
  • Demolition and clearing costs.
  • Fire extinguishing charges.
  • Limitations: Money and stamps (up to the maximum stated on your policy schedule), documents, manuscripts, plans, business books, designs, patterns, models and moulds, computer systems records and media.
  • Load shedding power surges.
  • Locks and keys.
  • Malicious damage.
  • New and additional premises.
  • Prevention of access (applicable to rent).
  • Property removed temporarily.
  • Reinstatements and replacements.
  • Skeleton keys.
  • Temporary repairs.
  • Tenants’ clause.

Loss or damage to property due to or caused by

  • A tsunami or tidal wave because of an earthquake.
  • Any process involving the use or application of water.
  • The underground workings of a mine.
  • Intentional damage by you (or with your knowledge/consent), your principals, partners, members and directors.
  • Subsidence or landslip (unless otherwise stated on your policy schedule).
  • Removal (or partial removal) or demolition (or partial/attempted demolition) because of an attempted or successful theft at your building.
  • The building being unoccupied for more than 30 consecutive days, vacant, or abandoned.
  • Of cars or motors, including motorised scooters, LDVs, caravans, trailers, aircraft, trucks and watercraft, and all their accessories.
  • Of electronic data processing equipment and related software and hardware and the stored information or data.
  • Of stock and materials in trade.
  • Of property that’s more specifically insured.
  • Of documents, designs, patterns, models or moulds, samples, money, securities, stamps, jewellery or precious stones, which must be insured under ‘Documents’.
  • Of documents: Costs for the reshooting of films or videos or recording of audio.
  • Of documents: Electric, electronic or magnetic injury, disturbance or erasure of electronic or magnetic recordings (except when it’s caused by lightning).
  • Gradual deterioration or wear and tear of documents.
  • Of documents: Vermin or inherent defects or the processing/copying of documents.
  • Of documents: Dishonesty of any principal, member or director (with exceptions and conditions as stated on your policy schedule).
  • Of liability: Liability assumed by agreement (with exceptions as stated on your policy schedule).
  • Of liability: Legal liability where your claim under office contents ‘Documents’ cover has been rejected.
  • Power surges and lightning strikes.
  • Riots and strikes.
  • Subsidence and landslip.
  • Theft with forcible entry/exit.
  • Theft without forcible entry/exit.

Why choose King Price

Best for your business and best for brokers

Proactive claims service

We have a team of claims specialists at your disposal, every step of the way. Our teams for underwriting, new business and claims are dedicated to delivering royal service to give you peace of mind cover. We keep you up to date and in the loop during the entire process.

Competitive premiums

Price is king, bottom line. And in business we understand that this is extra important. We also understand that your company is unique. You deserve the best possible premium with absolutely no compromise on the cover given... Same insurance cover, just cheaper.

People

Your business isn’t just a number. That's why our royal family aims to build a personal relationship with you. We do this by staying focused and showing real passion and enthusiasm in our business with you, your clients and the industry. This allows us to build a culture of promise, royal service and affordable cover.

Strong relationships

Your business is our business, and that's why we offer more than just insurance. We take your side and our partnerships very seriously. We believe in building an open, clear and honest relationship that enables the development of successful collaboration with our kingly clients.

Independence

As 1 of the fastest growing independent insurers, King Price has all the right connections to keep you connected to success. We're supported by the big guys, in the form of incredible investors and a staunch reinsurer. And, we always aim to deliver the best service to everyone… The big guys, the little guys, and you.

Rapid response

Time is money, and making money is your business. That's why King Price offers royal service in the blink of an eye. We service your needs with the right team, expertise and understanding… Without compromising on quality or value. As part of our family, you'll have royal service at your beck-and-call.



Get the cover your business deserves. Leave your name and number at the top of the page and 1 of our kingsmen will call you back as soon as you're available. You can also talk to your broker about getting cover that suits your business best.