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Public and employer’s liability insurance

King Price offers full public and employer’s liability insurance for your business

In a nutshell

Businesses face many threats, every day. But, the king understands that protecting your royal family is your top priority, and that’s why we’ll cover you for any legal liability following injury to an employee that happens in the course of, or in connection with, their service to you.

Cover included

Whats covered by the king

  • Acquisition and new business.
  • Additional insured.
  • Car parks.
  • Cross liabilities.
  • Emergency medical expenses.
  • Employees' and visitors' property.
  • Extended reporting.
  • First claim date.
  • Gratuitous advice.
  • Manifestation of damage or injury.
  • Tenants' liability.
  • Tools of trade.
  • Unattached trailers.

Optional cover

Cover more pay a little more

You may choose to add any of the following options to your basic Public and employer’s liability insurance. If so, it will only be insured if it's noted separately on your policy schedule, and an additional premium is paid for it.

  • Employer's liability.
  • EU liability.
  • Legal defence costs.
  • Products liability.
  • Defective workmanship liability.
  • Spread of fire.
  • Wrongful arrest and defamation.

Why choose King Price

Best for your business and best for brokers

Proactive claims service

We have a team of claims specialists at your disposal, every step of the way. Our underwriting, new business and claims teams are dedicated to delivering royal service in order to give you peace of mind cover. We keep you up to date and in the loop during the entire process.

Competitive premiums

Price is king, bottom line. And even in business we understand that this is important. We also understand that your company is unique, and you deserve the best possible premium with absolutely no compromise on the cover given. Same insurance cover, just cheaper.


Your business is not just a number. That's why our royal family aims to build a personal relationship with you by staying focused, and showing real passion and enthusiasm in our business with you, your clients and the industry. This allows us to build a culture of promise, royal service and affordable cover.

Strong relationships

Your business is our business, and that's why we offer more than just insurance. We take your side and our partnerships very seriously. We believe in building an open, clear and honest relationship that enables the development of successful collaboration with our kingly clients.


As 1 of the fastest growing independent insurers, King Price has all the right connections to keep you connected to success. We're supported by the big guys, in the form of incredible investors. And, we always aim to deliver the best service to everyone, even the little guys.

Rapid response

Time is money, and making money is your business. That's why King Price offers royal award winning service in the blink of an eye. We service your needs with the right team, expertise and understanding, without compromising on quality or value. As part of our family, you'll have royal service at your beck-and-call.

Get the cover your business deserves, right now! Leave your name and number at the top of the page, and 1 of our kingsmen will call you back as soon as you're available. You can also talk to your broker about getting cover that suits your business best.