In a nutshell
Electronic equipment insurance covers you for the accidental loss of, or damage to, the electronic equipment stated on your policy schedule. You can also choose to cover re-instatement of data and business interruption, provided that the loss of data and increased cost of working are directly caused by the loss of, damage to, your insured electronic equipment.
Material damage
This section covers the accidental loss of, or damage to, electronic equipment stated on your policy schedule.
Optional cover
Re-instatement of data
This section covers the cost of re-instating data onto data-carrying media, provided that the loss of data is directly caused by an incident insured under ‘Material damage’.
Business interruption
This section covers interruptions to, or interference with, your business at the insured premises, as well as your access to insured equipment being denied, following an incident insured under ‘Material damage’.
