In a nutshell
Machinery breakdown covers you for sudden and unforeseen damage to the machinery stated on your policy schedule… Whether or not it’s in use at the time of the incident leading to a claim and also while it’s being dismantled, moved or re-erected to be cleaned, inspected, repaired or installed elsewhere at your premises. There’s also optional cover for deterioration of stock as a result of your machinery breaking down.
Machinery breakdown This section covers sudden and unforeseen damage to the machinery stated on your policy schedule.
Machinery consequential loss This section covers interruptions to, or interference with, your business due to damage defined in ‘Machinery breakdown’.
Deterioration of stock This section covers the deterioration or contamination of stock in refrigerated or temperature-controlled environments, as a result of damage defined in ‘Machinery breakdown’.