We’ve still got you covered during the lockdown! Click here for more info. For government updates, visit coronavirus.co.za sacoronavirus.co.za

Insurance
excess

At King Price we keep excess simple

Here's a breakdown

As you know, at King Price we always have your best interests at heart. For this reason, we simplified and restructured our insurance excess amounts to make your universe a brighter, easier and cheaper place.

Best of all, with us you get to choose the basic car excess that best suits your pocket and preference. The higher the excess, the lower your monthly premium... So play around with our awesome excess slider to select the premium and excess that makes you the happiest.

The king’s excess summary

* We allow you to choose the excess that best suits you. But remember, the higher your excess, the lower your premium.
Basic excess
Car: Basic car excess (you choose) R1,500 - R27,500*
Car: Factory-fitted radio (not specified) Basic
Car: Specified radio R750
Car: Window replacement (excluding panoramic glass) R750
Car: Window chips No excess
Motorbike: Basic excess R2,750 or 10% of claim value
Motorbike: Theft of keys R500
Caravan R2,500
Trailer R2,500
Specified portable possessions R500 or 5% of claim value
Unspecified portable possessions R500
Buildings R1,500 minimum, R4,500 maximum or 5% of claim value
Home contents R1,500 minimum, R4,500 maximum or 5% of claim value
Additional contents cover R400
Please note: The combined excess for a motorbike claim will never exceed 40% of the agreed value.
Additional excess
These are to be paid per incident, over and above your basic excess, if applicable:
Car: If the incident driver isn’t the regular driver and is younger than 25 years OR has had a driver's licence for less than 2 years R4,500
Car: If the incident occurred outside of SA and the car isn’t drivable R7,500
Car: If the incident occurs in the first 3 months of cover R3,500
Motorbike: If the incident occurs in the first 3 months of cover R3,500
Motorbike: If the named rider has a learner’s licence R5,000
Motorbike: If there’s more than 1 claim for the same type of incident within any 12-month period R2,000
Motorbike: If there’s no other party involved, or if the third party can’t be traced R2,000
Motorbike: For an approved track school incident R5,000