- The loss of, or damage to, any motor stated on your policy schedule, its accessories and spare parts.
- Liability to others.
- Medical expenses (up to R2,000 per injured occupant).
- Cross liabilities.
- Fire extinguishing charges.
- Principals.
- Tyre damage.
- Waiver of subrogation rights.
In a nutshell
Your business relies on the reliability of its fleet. Whether they're used by many employees or just 1, and used for long-distance business trips or just quick trips to clients, you need to keep your business motors moving forward. That's why you need King Price business motor insurance. We've got you covered for the loss of, or damage to, your motors due to accidents, fire, hail, or unlawful ‘borrowing'. You can choose to insure specific motors or your entire fleet, and we have great extra benefits, too.
Please note: By ‘motor' we mean a South African registered private-type motor (seating 9 people or less); a commercial motor or special-type motor (stated on your policy schedule); a motorcycle; a bus (seating more than 9 people); or a trailer.
Any accident, injury, loss, damage or liability incurred:
- While the motor is being used otherwise than for the use for which it's specified (with your knowledge or consent).
- Outside South Africa, Namibia, Botswana, Lesotho, Swaziland, Zimbabwe, Malawi, Mozambique and Zambia, unless it's in transit by sea or air (with exceptions and conditions as stated on your policy schedule).
- While you (or someone with your consent or knowledge) are under the influence of intoxicating liquor or drugs (unless administered or prescribed by a medical professional other than themself).
- While you (or someone with your consent or knowledge) drive the motor without being licensed to do so (with exceptions and conditions as stated on your policy schedule).
- Contingent liability.
- Credit shortfall.
- Loss of keys.
- Parking facilities and movement of third party motors.
- Passenger liability.
- Riot and strike.
- Unauthorised passenger liability.
- Wreckage removal.
