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Car Insurance Quotes

Save on car insurance

Pay less for car insurance... And less again next month

In a nutshell

King Price is the only insurer that offers insurance that decreases monthly in line with the depreciating value of your car! You read that right... When you have comprehensive car cover with the king of price, your premium decreases monthly.

If you've compared car insurance premiums, you’ve seen that King Price offers you competitive prices on car insurance in South Africa. It’s the same cover you’d get anywhere else, just at our cheapest possible price.. And, if your car is covered comprehensively, it just keeps getting cheaper.

Your car premium goes down monthly

Not only does the king give you a super cheap price to start with, every month you also pay less than the previous month. With other insurance companies, your premium will only ever increase. But, with King Price, your premium decreases monthly as your car loses value.

Here’s an example*:

  • When you join King Price you pay a super cheap premium.
  • Depending on your car, your premium then comes down by R10 at the end of your second month.
  • Your third month's premium is calculated at R10 less than the second month, so you've saved R30 after the third month.
  • After 12 months you've saved R660.
  • After 3 years, you've saved R6,300!

* Your initial premium and monthly decrease are dependent on the car you insure and your individual risk profile.

And that's not all

When you insure 2+ cars with us, we discount your car premiums which still decrease monthly! And... You can also insure some of your favourite things for just R1 every month! And yet more... You can also choose the excess that best suits your budget! This works a bit like a seesaw... If you choose a lower excess then your monthly premium will increase, but choosing a higher excess will reduce your monthly premium.

Just to be clear, by 'car', we mean any car or LDV that's registered in South Africa. We don't cover taxis, or cars that are used for emergency services (like traffic control and armed response), law enforcement or towing.

Online car insurance quote

Multiple car discount

There's a great new way to save! It's called 'multiple car discount' and it's exactly what it sounds like... They more cars you comprehensively cover with us, the more discount you get!

Here's how it works:

  • 1 car = super cheap insurance.
  • 2 cars = 10% discount on both cars.
  • 3 cars = 15% discount on all 3 cars.
  • 4+ cars = 20% discount on all your cars.

And, your discounted premium still decreases monthly!

The more you insure, the more you save... Ka-ching!

You can also choose the cover you want

Comprehensive car insurance

This covers you for accident damage, theft and hi-jacking, and small 'oepsies' that you may accidentally cause to other cars or property.

Third party, fire and theft car insurance

This covers you for theft and hi-jacking, as well as for liability to other people and their property as the result of an accident.

Third party car insurance

This covers you for liability for accidental injury to other people or damage to their property.

Optional extra cover

Sound equipment and other accessories

This is optional cover for your car's music and mags... And some other extras you may have added. It comes at a small additional cost.

Car hire

This optional cover will ensure that you have rental wheels when your own are being repaired. There's a small additional cost.

Shortfall cover

If you're worried about still owing mega bucks after your car has been stolen or written off, our credit shortfall cover insures you for the difference between what your car is worth at the time and what you still owe on it.

Online car insurance quote

Frequently asked questions about car insurance

  • Which car insurance is the best?
  • How can I save money on car insurance?
  • How can I lower your car insurance?
  • Which cars have the cheapest insurance?
  • How much does it cost to insure a new car?
  • Do I have to have insurance to buy a car?
  • Do I need insurance to drive a used car off the lot?
  • How do I get car insurance for the first time?
  • Can I get car insurance without a driver's licence?

The king's benefits

Emergency assist

The king has you covered. 24 hours a day, 7 days a week, 365 days a year. When you're part of our royal family, we've got your back! Whether your issue is medical, technical or domestic, you're in the king's safe hands.

Decreasing premiums

Why keep paying the same to insure your car when it's only ever worth less? It doesn't make sense to us, so we employed some seriously clever people to find a way of decreasing car insurance premiums every month. It's only fair!

Quick and easy claims

If you have an accident and you're covered by the king, call our emergency assist line ASAP if you're able to. We'll organise emergency medical help, arrange to have your car towed, and tell you what you need to do.

The king's cab

The cold 1s were flowing, but now it's time to get going? We'll get you (and your car) home safely. The king's cabbies are on call when you have comprehensive car cover with the king. It's a small extra cost... For big peace-of-mind.