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Car Insurance Quotes

Car insurance

The only insurance in the world that decreases monthly

Fact: Your car starts to lose value the moment you drive it off the dealership floor. And it doesn't stop. So why keeping paying the same every month to cover a car that's worth less every month?

Feeling ripped off? We hear you!

In a nutshell...

King Price is the only insurer that offers insurance that decreases monthly in line with the depreciating value of your car! You read that right... When you have comprehensive car cover with the king of price, your premium decreases monthly.

And that's not all...

When you insure 2+ cars with us, we discount your car premiums which still decrease monthly! And... You can also insure some of your favourite things for just R1 every month!. And yet more... You can also choose the excess that best suits your budget! This works a bit like a seesaw... If you choose a lower excess then your monthly premium will increase, but choosing a higher excess will reduce your monthly premium.

Just to be clear, by 'car', we mean any car or LDV that's registered in South Africa. We don't cover taxis, or cars that are used for emergency services (like traffic control and armed response), law enforcement or towing.

Multiple car discount

There's a great new way to save! It's called 'multiple car discount' and it's exactly what it sounds like... They more cars you comprehensively cover with us, the more discount you get!

Here's how it works:

  • 1 car = super cheap insurance
  • 2 cars = 10% discount on both cars
  • 3 cars = 15% discount on all 3 cars
  • 4+ cars = 20% discount on all your cars

And, your discounted premium still decreases monthly!

The more you insure, the more you save... Ka-ching!

You can also choose the cover you want

Comprehensive car insurance

This covers you for accident damage, theft and hi-jacking, and small 'oepsies' that you may accidentally cause to other cars or property.

Third party, fire and theft car insurance

This covers you for theft and hi-jacking, as well as for liability to other people and their property as the result of an accident.

Third party car insurance

This covers you for liability for accidental injury to other people or damage to their property.


Optional extra cover

Sound equipment and other accessories

This is optional cover for your car's music and mags... And some other extras you may have added. It comes at a small additional cost.

Car hire

This optional cover will ensure that you have rental wheels when your own are being repaired. There's a small additional cost, and you'll need a valid credit card.

Credit shortfall

If you’re worried about still owing mega bucks after your car has been stolen or written off, our credit shortfall cover insures you for the difference between what your car is worth at the time and what you still owe on it.

The king's benefits

Some awesome reasons to join King Price Insurance.

Emergency assist

The king has you covered. 24 hours a day, 7 days a week, 365 days a year. When you’re part of our royal family, we've got your back! Whether your issue is medical, technical or domestic, you're in the king's safe hands.

Emergency assist

The king has you covered. 24 hours a day, 7 days a week, 365 days a year. When you’re part of our royal family, we've got your back! Whether your issue is medical, technical or domestic, you're in the king's safe hands.

Decreasing premiums

Why keep paying the same to insure your car when it’s only ever worth less? It doesn’t make sense to us, so we employed some seriously clever people to find a way of decreasing car insurance premiums every month. It’s only fair!

Quick and easy claims

If you have an accident and you’re covered by the king, call our emergency assist line ASAP if you’re able to. We’ll organise emergency medical help, arrange to have your car towed, and tell you what you need to do.

The king's cab

The cold 1s were flowing, but now it’s time to get going? We’ll get you (and your car) home safely. The king’s cabbies are on call when you have comprehensive car cover with the king. It’s a small extra cost… For big peace-of-mind.