The best car insurance is the kind that offers you a fair and logical cover for your car without compromising your budget. The king of price offers you quality service and super cheap car insurance premiums that decrease monthly in line with the depreciating value of your car.
Car insurance
The only car insurance in the world that decreases monthly
You know that your car loses value from day 1, right? So, why pay premiums that only ever increase? We’re the only insurer to offer premiums that decrease monthly as your car loses value. We just think it makes sense!
Car insurance
Chilli is comprehensive car cover, just way cheaper because the less you drive, the less you pay
Not everyone drives the same distance every month, so why should everyone pay the same for their car insurance every month? With chilli, your monthly premium depends on your monthly mileage, as well as your individual risk profile. Essentially, you ‘pay per k’. Cool hey?
In a nutshell
Fact: Your car starts losing value the moment you drive it off the dealership floor. And it doesn't stop. So why keep paying the same every month to cover a car that's worth less every month?
Feeling ripped off? We hear you!
King Price is the only insurer that offers insurance that decreases monthly in line with the depreciating value of your car! You read that right... When you have comprehensive car cover with the king of price, your premium decreases monthly.
Just to be clear… By 'car', we mean any car or LDV that's registered in South Africa. We don't cover taxis or cars used for emergency services (like traffic control and armed response), law enforcement or towing.
Choose a car insurance product that suits you
Comprehensive
This covers you for accident damage, theft and hi-jacking. It also covers small 'oepsies' that you may accidentally cause to other cars or property.
Chilli
Chilli is comprehensive car insurance, just way cheaper because the less you drive, the less you pay. You only ‘pay per k’ but you get comprehensive cover for accidents, theft and liability to third parties.
How chilli works
Theft and write-off
This covers you for the total loss of your car, like if it’s written-off, or if it’s stolen or hi-jacked and not recovered. Also for damage that occurs due to attempted theft or hi-jacking.
Third party, fire and theft
This covers you for theft and hi-jacking. It also covers you for liability for damage to other people’s property due to a car accident you’re involved in.
Third party only
This covers you for accidental damage you cause to other people’s property (which in the insurance world is known as third party liability) as the result of a car accident.
Collectable car insurance
This covers your classic or high-value car for accidents, theft and third party liability. The best part? Our collectable car insurance works on a ‘pay per k’ basis… So the less you drive, the less you pay!
Comprehensive
This covers you for accident damage, theft and hi-jacking. It also covers small 'oepsies' that you may accidentally cause to other cars or property.
Chilli
Chilli is comprehensive car insurance, just way cheaper because the less you drive, the less you pay. You only ‘pay per k’ but you get comprehensive cover for accidents, theft and liability to third parties.
How chilli works
Theft and write-off
This car insurance option covers you for the total loss of your car, like if it’s written-off, or if it’s stolen or hi-jacked and not recovered
Third party, fire and theft
This covers you for theft and hi-jacking. It also covers you for liability to other people and their property as the result of an accident.
Third party only
This covers you for liability for accidental injury to other people or damage to their property.
Collectable car insurance
This covers your classic or high-value car for accidents, theft and third party liability. The best part? Our collectable car insurance works on a ‘pay per k’ basis… So the less you drive, the less you pay!
What’s covered by the king
- Roadside assistance
- Accident assistance
- Hail damage
- Towing and storage
- Legal liability
- Accident
- Theft or hi-jacking
- Attempted theft or hi-jacking
- Fire, explosion or earthquake
- Storm, flood, freezing or snow
What’s NOT covered by the king
- Driving under the influence
- Leaving the scene of an accident
- Racing or using the car to earn an income
- Selling your car
- Unroadworthy car
- Intentional loss or damage
- Your car is used without your consent
What’s covered by the king
- Roadside assistance
- Accident assistance
- Hail damage
- Towing and storage
- Legal liability
- Accident
- Theft or hi-jacking
- Attempted theft or hi-jacking
- Fire, explosion or earthquake
- Storm, flood, freezing or snow
What’s NOT covered by the king
- Driving under the influence
- Leaving the scene of an accident
- Racing or using the car to earn an income
- Selling your car
- Unroadworthy car
- Intentional loss or damage
- Your car is used without your consent
What’s covered by the king
- Accident assistance
- Towing and storage
- Legal liability
- Accident
- Theft or hi-jacking
- Attempted theft or hi-jacking
- Fire, explosion or earthquake
- Storm, flood, freezing or snow
What’s NOT covered by the king
- Hail damage
- Roadside assistance
- Driving under the influence
- Leaving the scene of an accident
- Racing or using the car to earn an income
- Selling your car
- Unroadworthy car
- Intentional loss or damage
- Your car is used without your consent
- Accident
- Roadside assistance
- Accident assistance
- Hail damage
- Towing and storage
What’s covered by the king
- Legal liability
- Theft or hi-jacking including
- Attempted theft or hi-jacking
- Fire
What’s NOT covered by the king
- Driving under the influence
- Leaving the scene of an accident
- Racing or using the car to earn an income
- Selling your car
- Unroadworthy car
- Intentional loss or damage
- Your car is used without your consent
- Accident
- Roadside assistance
- Accident assistance
- Hail damage
- Towing and storage
- Explosion or earthquake
- Storm, flood, freezing or snow
What’s covered by the king
- Legal liability
What’s NOT covered by the king
- Driving under the influence
- Leaving the scene of an accident
- Racing or using the car to earn an income
- Selling your car
- Unroadworthy car
- Intentional loss or damage
- Your car is used without your consent
- Accident
- Roadside assistance
- Accident assistance
- Hail damage
- Towing and storage
- Theft or hi-jacking
- Attempted theft or hi-jacking
- Fire, explosion, earthquake
- Storm, flood, freezing or snow
What’s covered by the king
- Roadside assistance
- Accident assistance
- Hail damage
- Towing and storage
- Legal liability
- Accident
- Theft or hi-jacking
- Attempted theft or hi-jacking
- Fire, explosion or earthquake
- Storm, flood, freezing or snow
What’s NOT covered by the king
- Driving under the influence
- Leaving the scene of an accident
- Racing or using the car to earn an income
- Selling your car
- Unroadworthy car
- Intentional loss or damage
- Your car is used without your consent
Get up to 20% off when you insure 2+ cars
There's a great new way to save! It's called 'multiple car discount' and it's exactly what it sounds like... The more cars you comprehensively cover with us, the more discount you get!
Here's how it works:
- 1 car = super cheap insurance.
- 2 cars = up to 10% discount on both cars.
- 3 cars = up to 15% discount on all 3 cars.
- 4+ cars = up to 20% discount on all your cars.
Optional extra cover
These products come with a small additional premium but offer major peace of mind
The king's benefits
Emergency assist
The king has you covered. 24 hours a day, 7 days a week, 365 days a year. When you're part of our royal family, we've got your back! Whether your issue is medical, technical or domestic, you're in the king's safe hands.
Decreasing premiums
Why keep paying the same to insure your car when it's only ever worth less? It doesn't make sense to us, so we employed some seriously clever people to find a way of decreasing car insurance premiums every month. It's only fair!
Quick and easy claims
If you have an accident and you're covered by the king, call our emergency assist line ASAP if you're able to. We'll organise emergency medical help, arrange to have your car towed, and tell you what you need to do.
The king's cab
The cold 1s were flowing, but now it's time to get going? We'll get you (and your car) home safely. The king's cabbies are on call when you have comprehensive car cover with the king. It's a small extra cost... For big peace-of-mind.
Frequently asked questions about car insurance
Get comprehensive car insurance from the king of price, who decreases your premium every month in line with the depreciating value of your car.
Insure 2+ cars with King Price and get up to 20% discount on your premium.
You can lower your car insurance premium by getting a quote from King Price for super cheap premiums that decrease monthly in line with the depreciating value of your car. King Price also lets you lower your premiums by increasing your excess amount, but remember that you'll have to pay this higher excess amount if you claim.
- Chevrolet Aveo and Spark.
- Nissan Micra.
- Kia Picanto.
- Toyota Corolla and Etios.
- Ford Figo.
- Nissan 1400.
- Renault Sandero.
- Hyundai i10 and i20.
The cost of insuring a new car can be more expensive than a slightly older or second-hand model. The price you pay depends entirely on the kind of car you want to insure, the insurer you choose to go with, and your personal info, like how long you've had your driver's license and how old you are. (Are refundable, subject to the terms and conditions of the car hire service provider).
You don't have to have insurance to buy a car. However, if you're taking out a loan from a bank or financing house to pay for your precious new (or new-to-you) car, then it's compulsory to get comprehensive car insurance. If you want super cheap cover, chat to King Price for decreasing premiums and the freedom to choose your own excess.
In South Africa, you need insurance to drive a used car off the lot if you've financed the car. If you didn't get a loan from the bank, then you don't need insurance. But you should consider having insurance anyway, because once you drive it off the lot, you'll be responsible for any costs if you have an accident or if it's stolen.
Click here and take 2 minutes to fill in your info.
A royal consultant will call you to ask for a few more details and make sure you understand everything about our cover.
Your policy will be created and your documents will be emailed or posted to you.
Congratulations... You now have insurance with the king of price!
You can't get car insurance without a driver's licence in South Africa. Not only is it illegal to drive a car without a licence, but the length of time that you've had your licence for, is 1 of the risk factors that determines your premium.
