Comprehensive home contents cover
With comprehensive home contents insurance you’re covered for the loss of, or
damage to, items in your home, which belong to you or to any members of your
household who live with you, but not including tenants.
Fire and fury cover
With this home contents insurance option, you’re covered for the loss of, or damage to, items in your home,
which belong to you and the people who live with you, except if this loss or damage is the result of theft or attempted theft. So, fire? Covered. Storm damage? Covered. Robbery? Afraid not. Our fire and fury option also doesn’t cover any loss or damage arising from theft or attempted theft. With this option,
your home contents are covered against fire, but not if the fire was started by burglars.
Portable possessions cover
Sometimes, you do need to take things from home out on the town with you... Your laptop or tablet, for example. Or the ‘it’s designer, dahling’ bag you keep it in. Or your watch, or expensive jewellery. While the king covers these items at home, if you’d also like to insure them against loss or damage that happens anywhere else, you need separate portable possessions insurance. Please note: Jewellery and watches that are worth more than R35,000 must be specified individually on your home contents policy schedule, and locked in a safe when you’re not wearing them. Also, we’ll need valuation certificates for jewellery that’s worth more than R15,000. Having these in order upfront will save tears and time down the line. Promise.
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