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Car Insurance Quotes

Motorbike insurance

Insurance for your 2-wheeled wonder... Including cover you’ll only get with the king

In a nutshell

The king’s comprehensive motorbike insurance covers you for accident damage, theft and hi-jacking, and for your liability to other parties following a motorbike accident. And, because we care about you, you’re also covered for medical expenses related to an accident involving the insured motorbike, as well as for some accidental damage that happens at track school.

Just to be clear

We do things a little differently, so here are some terms you might not have come across before, but which are important to our motorbike cover:

  • Named rider: When your motorbike is insured with King Price, only the named rider stated on your policy schedule will be covered in the event of a claim. This means that there won’t be cover if anyone else rides your motorbike... Not your spouse or son, not your mate visiting from Oz, not your neighbour. No 1.
  • Agreed value: The agreed value that’s shown on your King Price policy schedule refers to the amount that the motorbike is covered for. This agreed value must be, well, agreed on by you and us, and must include the non-standard fitted extras and accessories. This agreed value won’t depreciate, and so your motorbike premium won’t decrease monthly (sorry). It’s your responsibility to review this agreed value regularly.
  • Motorbike: The motorbike that you’ve insured with us, as stated on your policy schedule, including all its parts and attached accessories, which must be a South African NATIS-registered motorbike.

Get a quote now to see how much you can save on motorbike insurance:

I agree to the King Price terms and conditions.

You can choose the cover you want

Comprehensive cover

This covers you for accident damage, theft and hi-jacking, and for damage that you accidentally cause to other parties and/or their property as a result of a motorbike accident.

You’re also covered for:

  • Medical expenses for the named rider following an accident involving the insured motorbike,
  • Some accidental damage that happens at track school provided that we’ve pre-authorised the track day.
  • Hail damage.
  • Damage that happens while on- or off-loading, or transporting, your motorbike.
  • Business use (but not if you’re doing deliveries, sorry).
  • Damage that happens while your motorbike is being on- or off-loaded, or is in transit.

Third party and theft

Here, you’re covered for theft and hi-jacking, as well as for liability for injury to other people and damage to their property as a result of a motorbike accident. Third party and theft insurance doesn’t cover any accidental damage to your own motorbike.

Third party only

Here you’re covered for liability for injury to other people or damage to their property as a result of a motorbike accident.

Theft only

Some cover is way better than no cover at all. Here, you’re covered for theft and hi-jacking.

Optional extra cover

Cover more, pay a little more. Your choice, our pleasure.

Car hire

Provided that you have a valid driver’s licence for a car, the king’s car hire will ensure that you have a rental car for up to 30 days after a successful claim for the loss of, or damage to, your insured motorbike.

Shortfall cover

If your insured motorbike is financed by a financial institution at the time of it being written-off, stolen or hi-jacked, then shortfall cover pays any amount that you may still owe to the financer after we’ve paid out the agreed value that’s stated on your policy schedule.

R1 insurance for motorbike gear

You can link your comprehensive motorbike cover to R1 insurance for the named rider’s gear, like the helmet, leathers, gloves, boots and neck brace. Yup, you’ll pay just R1 monthly to cover this gear against accidental damage!

Frequently asked questions about motorbike insurance

  • What does ‘named rider’ mean?
  • What is an 'agreed value'?
  • What kind of motorbike can I insure?
  • Can I insure my motorbike for any use?
  • What kind of motorbike can’t I insure?
  • What kind of licence do I need to insure my motorbike?
  • What countries is my motorbike insurance valid in?
  • For motorbike insurance, do I need a tracking device?