In a nutshell
The king’s comprehensive motorbike insurance covers you for accident damage, theft and hi-jacking, and for your liability to other parties following a motorbike accident. And, because we care about you, you’re also covered for medical expenses related to an accident involving the insured motorbike, as well as for some accidental damage that happens at track school.
Just to be clear
We do things a little differently, so here are some terms you might not have come across before, but which are important to our motorbike cover:
This covers you for accident damage, theft and hi-jacking, and for damage that you accidentally cause to other parties and/or their property as a result of a motorbike accident.
You’re also covered for:
Third party and theft
Here, you’re covered for theft and hi-jacking, as well as for liability for injury to other people and damage to their property as a result of a motorbike accident. Third party and theft insurance doesn’t cover any accidental damage to your own motorbike.
Third party only
Here you’re covered for liability for injury to other people or damage to their property as a result of a motorbike accident.
Some cover is way better than no cover at all. Here, you’re covered for theft and hi-jacking.
Cover more, pay a little more
Provided that you have a valid driver’s licence for a car, the king’s car hire will ensure that you have a rental car for up to 30 days after a successful claim for the loss of, or damage to, your insured motorbike.
If your insured motorbike is financed by a financial institution at the time of it being written-off, stolen or hi-jacked, then shortfall cover pays any amount that you may still owe to the financer after we’ve paid out the agreed value that’s stated on your policy schedule.
You can link your comprehensive motorbike cover to R1 insurance for the named rider’s gear, like the helmet, leathers, gloves, boots and neck brace. Yup, you’ll pay just R1 monthly to cover this gear against accidental damage!