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Insurance excess

At King Price we keep excess simple

As you know, at King Price we always have your best interests at heart. For this reason, we simplified and restructured our insurance excess amounts to make your universe a brighter, easier and cheaper place.

Best of all, with us you get to choose the basic car excess that best suits your pocket and preference. The higher the excess, the lower your monthly premium... So play around with our awesome excess slider to select the premium and excess that makes you the happiest.

Here’s a breakdown of the king's excess summary. If you have any questions at all, don't even think twice… Contact us.

Basic excess

Car: Basic car excess (you choose)   R1,500 - R27,500*
Car: Factory fitted radio (not specified)   Basic
Car: Specified radio   R750
Car: Window replacement (excluding panoramic glass)   R750
Car: Window chips   Zero
Motorbike: Basic excess (10% of claim; minimum R2,750)   R2,750 or 10%
Motorbike: Theft of keys   R500
Caravans   R2,500
Trailers   R2,500
Specified portable possessions (5% of claim; minimum R500)   R500 or 5%
Unspecified portable possessions   R500
Buildings (5% of claim; minimum R1,500; maximum R4,500)   R1,500 or 5%
Home contents (5% of claim; minimum R1,500; maximum R4,500)   R1,500 or 5%
Additional contents cover   R400

* We offer a voluntary excess where you choose what excess suits you. The higher your excess, the lower your premium.

Additional excess

These are to be paid per incident, over and above your basic excess, if applicable:

Car: If the incident driver isn’t the regular driver and is younger than 25 years OR has had a driver's licence for less than 2 years   R4,500
Car: If the incident occurred outside of SA and the car isn’t drivable   R7,500
Car: If the incident occurs in the first 3 months of cover   R3,500
Motorbike: If the incident occurs in the first 3 months of cover   R3,500
Motorbike: If the named rider has a learner’s licence   R5,000
Motorbike: If there’s more than 1 claim for the same type of incident within any 12-month period   R2,000
Motorbike: If there’s no other party involved, or if the third party can’t be traced   R2,000
Motorbike: For an approved track school incident   R5,000

Please note: The combined excess for a motorbike claim will never exceed 40% of the agreed value.