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Business insurance

Let us insure your business... It's kind of our thing
Price is king


You're unique, and so’s your business... Every day you face unique challenges, risks and threats. We get you.

Our business insurance team is ready and able to tailor cover for your unique needs. The team focuses all its energy on our business clients... And, it promises the same affordable cover, royal service and peace of mind for which our personal clients love us.

We've got your back, your business, and even your bakkie.

So, why fight risk when we can manage it together?

Sound good so far? It gets even better, because there's only 1 rule for King Price business insurance... Get your broker on board. To protect you, we only work through brokers who are qualified to best advise you on your business risks. If you don't have a broker, no problem! We'll hook you up with the best broker in town.


Find a broker

The king's business insurance

Your choice, our pleasure
Business insurance products
Business insurance cover types
Insurance products

Agriculture

The agricultural market is a vital South African market segment. You work in agriculture, we’ll cover your risks.

Retailers

By 'retail' we mean a business or person that sells goods directly to the consumer… Unlike a wholesaler or supplier, who generally sells goods to other businesses.

Light engineering

Light engineering companies manufacture consumer-facing products. The term refers to manufacturing that turns pre-fabricated goods into saleable products.

Building contractors

The building industry contributes around 15% to SA’s gross fixed investment. It’s an essential component of infrastructural development.

Franchises

By 'franchise' we mean a distribution network operating under a shared trademark or name, with franchisees paying for the right to do business under that name for a specified period of time.

Manufacturers

SA has an established and diversified manufacturing base, which shows its resilience and potential to compete in the global economy.

Fitment centres

Local tyre manufacturers and fitment centres contribute close to R20 billion to SA’s economy every year and provide secure employment for at least 6,500 people.

Office type risks

It might come as a surprise that smaller businesses operating in office environments are often the least protected type of business when it comes to insurance cover.

Pharmacists

As healthcare professionals with specialised education and training, pharmacists wear many hats to ensure that patients enjoy the best possible healthcare.

Churches & schools

In SA, we have around 7,000 churches and 26,800 schools, which include public and private institutions.

Steel product manufacturers & dealers

Employees of steel construction businesses operate powerful machinery; work at various job sites; and often drive large, expensive trucks.

Plumbers & electricians

We understand that plumbers and electricians need proper liability cover, as well as cover for motors and tools.

Hairdressers & beauty salons

You might think that a hairdressing business or beauty salon is low risk. The truth is that accidents happen, no matter how carefully you manage your risks.

Fire

Loss or damage to the whole, or part, of the property described on your schedule.

Buildings combined

Damage to buildings, which you own or for which you're responsible.

Office type risks

Loss of, or damage to, the office contents at your business premises.

Business interruption

Your financial loss due to the interruption of, or interference with, your business activities.

Accounts receivable

The total amount due to you by your customers, as set out in your accounting records.

Money

'Money' is your cash, bank and currency notes, cheques, postal orders, and so on.

Glass

Loss of, or damage to, your internal and external glass, and the signwriting on it.

Fidelity

Fraud, dishonesty, or the theft of money or other property, by an employee.

Goods in transit

Loss of, or damage to, goods in transit belonging to you or for which you're responsible.

Business all risk

Loss of, or damage to, your insured property, anywhere in the world.

Public & employers liability

Costs related to the accidental death of, injury to, illness, or accidental loss or damage, to other people.

Stated benefits & group PA

Costs for bodily injury to your insured principals, partners, directors, members or employees.

Car

Loss of, or damage to, any insured car, and its accessories and spare parts, whether on or in the car.

Electronic equipment

Loss of, or damage to, the electronic goods listed on your policy schedule.

Car traders internal

Damages caused by an insured car, on your insured premises, that you're liable to pay.

Machinery breakdown

Costs for unforeseen damage, or market-value replacements, of insured machinery on your premises.

Machinery breakdown: Deterioration of stock

Cover for insured goods while in the refrigerator chamber/s at your premises.

Machinery breakdown: Business interruption

Cover for financial loss due to business interruptions following an insured incident.

Why choose King Price

Best for your business and best for brokers

Proactive claims service

We have a team of claims specialists at your disposal, every step of the way. Our teams for underwriting, new business and claims are dedicated to delivering royal service to give you peace of mind cover. We keep you up to date and in the loop during the entire process.

Competitive premiums

Price is king, bottom line. And in business we understand that this is extra important. We also understand that your company is unique. You deserve the best possible premium with absolutely no compromise on the cover given... Same insurance cover, just cheaper.

People

Your business isn’t just a number. That's why our royal family aims to build a personal relationship with you. We do this by staying focused and showing real passion and enthusiasm in our business with you, your clients and the industry. This allows us to build a culture of promise, royal service and affordable cover.

Strong relationships

Your business is our business, and that's why we offer more than just insurance. We take your side and our partnerships very seriously. We believe in building an open, clear and honest relationship that enables the development of successful collaboration with our kingly clients.

Independence

As 1 of the fastest growing independent insurers, King Price has all the right connections to keep you connected to success. We're supported by the big guys, in the form of incredible investors and a staunch reinsurer. And, we always aim to deliver the best service to everyone… The big guys, the little guys, and you.

Rapid response

Time is money, and making money is your business. That's why King Price offers royal service in the blink of an eye. We service your needs with the right team, expertise and understanding… Without compromising on quality or value. As part of our family, you'll have royal service at your beck-and-call.



Get the cover your business deserves. Leave your name and number at the top of the page and 1 of our kingsmen will call you back as soon as you're available. You can also talk to your broker about getting cover that suits your business best.