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Business motor insurance

King Price business insurance covers your business’ motors… And your premium decreases monthly

In a nutshell

Your business relies on the reliability of its fleet. Whether they’re used by many employees or just 1, and used for long-distance business trips or just quick trips to clients, you need to keep your business motors moving forward. That’s why you need King Price business motor insurance. We’ve got you covered for the loss of, or damage to, your motors due to accidents, fire, hail, or unlawful ‘borrowing’. You can choose to insure specific motors or your entire fleet, and we have great extra benefits, too.

Please note: By ‘motor’ we mean a South African registered private-type motor (seating 9 people or less); a commercial motor or special-type motor (stated on your policy schedule); a motorcycle; a bus (seating more than 9 people); or a trailer.

  • The loss of, or damage to, any motor stated on your policy schedule, its accessories and spare parts.
  • Liability to others.
  • Medical expenses (up to R2,000 per injured occupant).
  • Cross liabilities.
  • Fire extinguishing charges.
  • Principals.
  • Tyre damage (agricultural tractors, harvesters and agricultural implements).
  • Waiver of subrogation rights.

Any accident, injury, loss, damage or liability

  • Incurred while the motor is being used otherwise than for the use for which it’s specified (with your knowledge or consent).
  • Outside South Africa, Namibia, Botswana, Lesotho, Swaziland, Zimbabwe, Malawi, Mozambique and Zambia, unless it’s in transit by sea or air (with exceptions and conditions as stated on your policy schedule).
  • Incurred while you (or someone with your consent or knowledge) are under the influence of intoxicating liquor or drugs (unless administered or prescribed by a medical professional other than themself).
  • Incurred while you (or someone with your consent or knowledge) drive the motor without being licensed to do so (with exceptions and conditions as stated on your policy schedule).
  • Contingent liability.
  • Credit shortfall.
  • Loss of keys.
  • Parking facilities and movement of third party motors.
  • Passenger liability.
  • Riots and strikes.
  • Unauthorised passenger liability.
  • Wreckage removal.

Why choose King Price

Best for your business and best for brokers

Proactive claims service

We have a team of claims specialists at your disposal, every step of the way. Our teams for underwriting, new business and claims are dedicated to delivering royal service to give you peace of mind cover. We keep you up to date and in the loop during the entire process.

Competitive premiums

Price is king, bottom line. And in business we understand that this is extra important. We also understand that your company is unique. You deserve the best possible premium with absolutely no compromise on the cover given... Same insurance cover, just cheaper.

People

Your business isn’t just a number. That's why our royal family aims to build a personal relationship with you. We do this by staying focused and showing real passion and enthusiasm in our business with you, your clients and the industry. This allows us to build a culture of promise, royal service and affordable cover.

Strong relationships

Your business is our business, and that's why we offer more than just insurance. We take your side and our partnerships very seriously. We believe in building an open, clear and honest relationship that enables the development of successful collaboration with our kingly clients.

Independence

As 1 of the fastest growing independent insurers, King Price has all the right connections to keep you connected to success. We're supported by the big guys, in the form of incredible investors and a staunch reinsurer. And, we always aim to deliver the best service to everyone… The big guys, the little guys, and you.

Rapid response

Time is money, and making money is your business. That's why King Price offers royal service in the blink of an eye. We service your needs with the right team, expertise and understanding… Without compromising on quality or value. As part of our family, you'll have royal service at your beck-and-call.



Get the cover your business deserves. Leave your name and number at the top of the page and 1 of our kingsmen will call you back as soon as you're available. You can also talk to your broker about getting cover that suits your business best.