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In a nutshell

Fact: Your car starts losing value the moment you drive it off the dealership floor. And it doesn't stop. So why keep paying the same every month to cover a car that's worth less every month?

Feeling ripped off? We hear you!

King Price is the only insurer that offers insurance that decreases monthly in line with the depreciating value of your car! You read that right... When you have comprehensive car cover with the king of price, your premium decreases monthly.

Just to be clear… By 'car', we mean any car or LDV that's registered in South Africa. We don't cover taxis or cars used for emergency services (like traffic control and armed response), law enforcement or towing.

Choose a car insurance product that suits you

What’s covered by the king

  • Roadside assistance
  • Accident assistance
  • Hail damage
  • Towing and storage
  • Legal liability
  • Accident
  • Theft or hi-jacking
  • Attempted theft or hi-jacking
  • Fire, explosion or earthquake
  • Storm, flood, freezing or snow

What’s NOT covered by the king

  • Driving under the influence
  • Leaving the scene of an accident
  • Racing or using the car to earn an income
  • Selling your car
  • Unroadworthy car
  • Intentional loss or damage
  • Your car is used without your consent

What’s covered by the king

  • Roadside assistance
  • Accident assistance
  • Hail damage
  • Towing and storage
  • Legal liability
  • Accident
  • Theft or hi-jacking
  • Attempted theft or hi-jacking
  • Fire, explosion or earthquake
  • Storm, flood, freezing or snow

What’s NOT covered by the king

  • Driving under the influence
  • Leaving the scene of an accident
  • Racing or using the car to earn an income
  • Selling your car
  • Unroadworthy car
  • Intentional loss or damage
  • Your car is used without your consent

What’s covered by the king

  • Accident assistance
  • Towing and storage
  • Legal liability
  • Accident
  • Theft or hi-jacking
  • Attempted theft or hi-jacking
  • Fire, explosion or earthquake
  • Storm, flood, freezing or snow

What’s NOT covered by the king

  • Hail damage
  • Roadside assistance
  • Driving under the influence
  • Leaving the scene of an accident
  • Racing or using the car to earn an income
  • Selling your car
  • Unroadworthy car
  • Intentional loss or damage
  • Your car is used without your consent
  • Accident
  • Roadside assistance
  • Accident assistance
  • Hail damage
  • Towing and storage

What’s covered by the king

  • Legal liability
  • Theft or hi-jacking including
  • Attempted theft or hi-jacking
  • Fire

What’s NOT covered by the king

  • Driving under the influence
  • Leaving the scene of an accident
  • Racing or using the car to earn an income
  • Selling your car
  • Unroadworthy car
  • Intentional loss or damage
  • Your car is used without your consent
  • Accident
  • Roadside assistance
  • Accident assistance
  • Hail damage
  • Towing and storage
  • Explosion or earthquake
  • Storm, flood, freezing or snow

What’s covered by the king

  • Legal liability

What’s NOT covered by the king

  • Driving under the influence
  • Leaving the scene of an accident
  • Racing or using the car to earn an income
  • Selling your car
  • Unroadworthy car
  • Intentional loss or damage
  • Your car is used without your consent
  • Accident
  • Roadside assistance
  • Accident assistance
  • Hail damage
  • Towing and storage
  • Theft or hi-jacking
  • Attempted theft or hi-jacking
  • Fire, explosion, earthquake
  • Storm, flood, freezing or snow

Get up to 20% off when you insure 2+ cars

There's a great new way to save! It's called 'multiple car discount' and it's exactly what it sounds like... The more cars you comprehensively cover with us, the more discount you get!

Here's how it works:

  • 1 car = super cheap insurance.
  • 2 cars = up to 10% discount on both cars.
  • 3 cars = up to 15% discount on all 3 cars.
  • 4+ cars = up to 20% discount on all your cars.

Optional extra cover

These products come with a small additional premium but offer major peace of mind

The king's benefits

Frequently asked questions about car insurance

The best car insurance is the kind that offers you a fair and logical cover for your car without compromising your budget. The king of price offers you quality service and super cheap car insurance premiums that decrease monthly in line with the depreciating value of your car.

Get comprehensive car insurance from the king of price, who decreases your premium every month in line with the depreciating value of your car.

Insure 2+ cars with King Price and get up to 20% discount on your premium.

You can lower your car insurance premium by getting a quote from King Price for super cheap premiums that decrease monthly in line with the depreciating value of your car. King Price also lets you lower your premiums by increasing your excess amount, but remember that you'll have to pay this higher excess amount if you claim.

  • Chevrolet Aveo and Spark.
  • Nissan Micra.
  • Kia Picanto.
  • Toyota Corolla and Etios.
  • Ford Figo.
  • Nissan 1400.
  • Renault Sandero.
  • Hyundai i10 and i20.

The cost of insuring a new car can be more expensive than a slightly older or second-hand model. The price you pay depends entirely on the kind of car you want to insure, the insurer you choose to go with, and your personal info, like how long you've had your driver's license and how old you are. (Are refundable, subject to the terms and conditions of the car hire service provider).

You don't have to have insurance to buy a car. However, if you're taking out a loan from a bank or financing house to pay for your precious new (or new-to-you) car, then it's compulsory to get comprehensive car insurance. If you want super cheap cover, chat to King Price for decreasing premiums and the freedom to choose your own excess.

In South Africa, you need insurance to drive a used car off the lot if you've financed the car. If you didn't get a loan from the bank, then you don't need insurance. But you should consider having insurance anyway, because once you drive it off the lot, you'll be responsible for any costs if you have an accident or if it's stolen.

Click here and take 2 minutes to fill in your info.

A royal consultant will call you to ask for a few more details and make sure you understand everything about our cover.

Your policy will be created and your documents will be emailed or posted to you.

Congratulations... You now have insurance with the king of price!

You can't get car insurance without a driver's licence in South Africa. Not only is it illegal to drive a car without a licence, but the length of time that you've had your licence for, is 1 of the risk factors that determines your premium.