In a nutshell
Running a business is a risky business and, sadly, accidents are part of everyday life. Which is why your business needs King Price agri insurance’s accidental damage cover to protect it from unexpected mishaps.
When you insure your agri business with the king, ‘Accidental damage’ covers your property against accidental loss or damage, which arises from 1 original cause. We also cover some of the costs that come with property damage, such as examination fees, fire brigade charges, architect fees and demolition costs.
You may not claim under this section to contribute to any claim for an incident for which the property is more specifically insured.
Documents and records
Where you claim for the theft of documents, manuscripts, business books, computer system records and media, plans, designs, patterns, models and moulds, your claim is limited to the value of materials and costs paid for labour.
Sets and pairs
Where you’ve claimed for the loss of, or damage to, an item insured under this section, which forms part of a set, pair or collection, we won’t be liable for more than the individual value of the damaged or lost item.
Loss or damage to property due to or caused by
As well as loss, or damage to