In a nutshell
Under ‘Homeowners’ you’re covered for damage to the physical structures of your property, including your home and its outbuildings. You’re also covered for everything in these buildings… All the things that make your home a home. And then, because we’re nice like that, you’re also covered for all the things you take off your property regularly, like your cellphone, laptop and expensive jewellery and watches. What’s more, you’re covered for liability linked to the risks, as well.
You’re covered against the sudden and unforeseen loss or damage of the whole or part of your property, under these 3 sections:
In terms of liability, you’re also covered against:
Loss or damage to property due to or caused by
As well as loss, or damage to