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Crops: Fruit

Pear up with the king for major savings

In a nutshell

No matter what fruit you grow, we’re the smoothie that’ll make sure it’s covered against damage and loss due to fire, hail and wind, as well as during transport.

Crops: Fruit cover

Buy the best cover in town, when you join our royal family

  • Fire.
  • Hail.
  • Transit.
  • Wind.
  • Chemical and biological contamination.
  • Consequential loss.
  • Harvested fruit in storage.
  • The next year’s crop.
  • Water or moisture, including if it causes splitting or cracking of fruit.
  • Wind, whether in conjunction with hail or not, unless wind is included on your policy schedule.
  • The burning of property by order of a public, local or statutory authority.
  • The falling of any part of a building, except as a result of fire.
  • Earthquake, volcanic eruption or subterranean fire.
  • Disease (including fruit rot).
  • Sunburn or global warming.
  • Gradual deterioration or decay.
  • Animals, birds, termites, vermin, insects, larvae and micro-organisms.
  • Chemical treatment of trees or plants.
  • Your failure to harvest crops that are ready to be harvested.
  • Your inability to plant insured crops.
  • A crop being harvested before having been assessed by our assessor.
  • Any crop, if good farming practices haven’t been followed.
  • Crops that fail to emerge.
  • Frost.
  • Retarded growth or the loss of next season’s crop.