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Buildings combined insurance

The king’s got your properties covered

In a nutshell

When it comes to insurance, we make your business, our business. So, place your business insurance in the king’s safe hands and choose our cover for the properties that belong to you, or for which you’re responsible.

  • Alterations and misdescription.
  • Architects and other professional fees.
  • Capital additions.
  • Demolition and clearing costs.
  • Deterioration of foodstuffs.
  • Dye-lots, colours, patterns and textures.
  • External signs, blinds, canopies, gate motors, borehole and pool pump machinery and equipment.
  • Fire extinguishing charges.
  • Gardens, garden furniture and water features.
  • Limitations: Money and stamps (up to the maximum stated on your policy schedule), documents, manuscripts, plans, business books, designs, patterns, models and moulds, computer systems records and media.
  • Loss of water.
  • Malicious damage.
  • Mortgagee clause.
  • Municipal plans scrutiny fees.
  • Obsolete items.
  • Prevention of access (only applicable to rent).
  • Property removed temporarily.
  • Public authorities' requirements.
  • Railway and other subrogation clause.
  • Reinstatements and replacements.
  • Removal of fallen trees.
  • Security firms (only applicable to legal liability).
  • Security costs.
  • Tenants' clause.

Loss or damage to property due to or caused by

  • Acts of nature during alterations and additions while the structure is unroofed or partially roofed.
  • Accidental damage to sanitary ware, fixed mirror glass and fixed glass doors during alterations and additions.
  • Scorching.
  • Defects in design or construction or absence of approval from the relevant local authorities.
  • Construction, alteration or repairs, or defective workmanship or materials.
  • A lack of maintenance.
  • A tsunami or tidal wave.
  • The underground workings of a mine.
  • Exposure to heating, drying or water processes.
  • Damage to retaining walls (unless designed and built according to structural engineering specifications).
  • Goods left in the open (unless the goods are designed for such use).
  • Structures that aren’t completely roofed (unless otherwise stated on your policy schedule).
  • Retaining walls, drains or a constructed water course.
  • Property that’s stolen, or is damaged while being stolen.
  • Thieves entering or exiting the premises.
  • Removal or demolition because of an attempted or successful theft at your building.
  • Stoppage, slowing down or interruption of work or processes.
  • The building is unoccupied for more than 30 consecutive days, vacant, or abandoned.
  • Additional costs resulting from the unavailability of matching materials.
  • The underpinning of foundations.
  • Consequential loss (other than rent or alternative accommodation).
  • Bursting or overflowing of geysers and water pipes.
  • Documents connected to your business or for which you’re responsible.
  • Escalation.
  • Fidelity guarantee.
  • Geyser and water pipes wear and tear.
  • Locks and keys.
  • Money.
  • Office contents.
  • Power surges.
  • Riots and strikes.
  • Subsidence and landslip.
  • Trustees’ indemnity.

Why choose King Price

Best for your business and best for brokers

Proactive claims service

We have a team of claims specialists at your disposal, every step of the way. Our teams for underwriting, new business and claims are dedicated to delivering royal service to give you peace of mind cover. We keep you up to date and in the loop during the entire process.

Competitive premiums

Price is king, bottom line. And in business we understand that this is extra important. We also understand that your company is unique. You deserve the best possible premium with absolutely no compromise on the cover given... Same insurance cover, just cheaper.

People

Your business isn’t just a number. That's why our royal family aims to build a personal relationship with you. We do this by staying focused and showing real passion and enthusiasm in our business with you, your clients and the industry. This allows us to build a culture of promise, royal service and affordable cover.

Strong relationships

Your business is our business, and that's why we offer more than just insurance. We take your side and our partnerships very seriously. We believe in building an open, clear and honest relationship that enables the development of successful collaboration with our kingly clients.

Independence

As 1 of the fastest growing independent insurers, King Price has all the right connections to keep you connected to success. We're supported by the big guys, in the form of incredible investors and a staunch reinsurer. And, we always aim to deliver the best service to everyone… The big guys, the little guys, and you.

Rapid response

Time is money, and making money is your business. That's why King Price offers royal service in the blink of an eye. We service your needs with the right team, expertise and understanding… Without compromising on quality or value. As part of our family, you'll have royal service at your beck-and-call.



Get the cover your business deserves. Leave your name and number at the top of the page and 1 of our kingsmen will call you back as soon as you're available. You can also talk to your broker about getting cover that suits your business best.