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Business interruption insurance

Uninterrupted royal insurance cover… Should your business ever come to a standstill

In a nutshell

By ‘business interruption cover’ we mean your financial loss due to the interruption of, or interference with, your business activities, following a loss or damage that you’ve claimed for under fire, buildings combined or office contents insurance. The king’s business interruption cover won’t just cover you, it’ll also protect your business every step of the way.

  • Gross profit: Difference basis or additions basis.
  • Gross rentals.
  • Revenue.
  • Additional increase in cost of working.
  • Wages (on a ‘number of weeks’ basis).
  • Fines and penalties.
  • Accounts receivable (if stated separately on your policy schedule).
  • Other premises… Where your property’s stored or in transit; where your motors may be; and contract sites.

Business interruption caused directly or indirectly by

  • Drought.
  • A telecommunications fault of the facility belonging to your premises.
  • Intentional, organised action by a telecommunications provider.
  • Accidental damage (unless otherwise stated on your policy schedule).
  • Pollution of water.
  • A shortage of fuel, gas or water.
  • Faulty installation of any part belonging to your premises.
  • Intentional, organised action by a public authority.
  • Consequential loss (except for rent or alternative accommodation).
  • The detention or confiscation of money by a lawfully constituted authority.
  • Stoppage, slowing down or the interruption of work or processes.
  • Nuclear substances.
  • Wars, political acts, terrorism (or any such attempted acts), acts of a foreign enemy, warlike operations, civil war, military uprising, usurped power, martial law, rebellion or revolution (and lawful authority dealing with these).
  • Accidental damage.
  • Prevention of access.
  • Prevention of access to other premises.
  • Public telecommunications: Insured events only.
  • Public telecommunications: Other causes.
  • Public utilities: Insured events only.
  • Public utilities: Other causes.
  • Riots and strikes.
  • Specified customers.
  • Specified suppliers and sub-contractors.
  • Unspecified suppliers and sub-contractors.

Why choose King Price

Best for your business and best for brokers

Proactive claims service

We have a team of claims specialists at your disposal, every step of the way. Our teams for underwriting, new business and claims are dedicated to delivering royal service to give you peace of mind cover. We keep you up to date and in the loop during the entire process.

Competitive premiums

Price is king, bottom line. And in business we understand that this is extra important. We also understand that your company is unique. You deserve the best possible premium with absolutely no compromise on the cover given... Same insurance cover, just cheaper.

People

Your business isn’t just a number. That's why our royal family aims to build a personal relationship with you. We do this by staying focused and showing real passion and enthusiasm in our business with you, your clients and the industry. This allows us to build a culture of promise, royal service and affordable cover.

Strong relationships

Your business is our business, and that's why we offer more than just insurance. We take your side and our partnerships very seriously. We believe in building an open, clear and honest relationship that enables the development of successful collaboration with our kingly clients.

Independence

As 1 of the fastest growing independent insurers, King Price has all the right connections to keep you connected to success. We're supported by the big guys, in the form of incredible investors and a staunch reinsurer. And, we always aim to deliver the best service to everyone… The big guys, the little guys, and you.

Rapid response

Time is money, and making money is your business. That's why King Price offers royal service in the blink of an eye. We service your needs with the right team, expertise and understanding… Without compromising on quality or value. As part of our family, you'll have royal service at your beck-and-call.



Get the cover your business deserves. Leave your name and number at the top of the page and 1 of our kingsmen will call you back as soon as you're available. You can also talk to your broker about getting cover that suits your business best.