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Motor traders insurance: Internal

As a motor trader your stock is the backbone of your business… We've got your back

In a nutshell

When you're a wheeler-dealer, your financial success depends on the safety of your motors. What does this mean for your business? Well, it means that you need really good insurance in case of an unfortunate incident. With King Price, you're covered for damages that you're liable to pay following an incident that involves a client's motor or motors in your stock that occurs on premises owned or occupied by you. And, we do it at a really good price, too.

  • Loss of or damage to any insured motor stated on your policy schedule and its accessories or spare parts… If it occurs on premises owned or occupied by you.
  • Liability to others: Accidental damage, death, or injury to third parties (caused by a motor stated on your policy schedule), occurring on premises owned or occupied by you.

Liability, loss or damage to, or due to

  • Depreciation, loss of use, wear and tear, mechanical or electrical breakdown of the motor or accessories, failures, or breakages.
  • To tyres, by application of brakes or by road punctures, cuts or bursts.
  • Property belonging to you, a member of your household, your employees or others; held in trust by you; in your custody or control; or being conveyed, loaded or unloaded from the motor.
  • Death, injury or illness of employees.
  • Liability covered by any legislation.
  • Injury to any person being carried in or upon, or getting onto or off of, any motorcycle, motor scooter, side car or trailer.
  • Injury to members of your household.
  • Directly or indirectly caused by fire, explosions or lightning (unless the fire or explosion results directly from the possession of the motor).
  • Theft or housebreaking or attempted theft or housebreaking.
  • Any motor or property while it's being worked on and directly resulting from such work.
  • Defective workmanship or its consequences.
  • Demolition, structural alteration or installation of equipment at your premises.
  • Weather conditions.
  • The use of power-driven cranes, elevators, lifts or hoists.
  • Intentional damage caused by you, your principal, partner, director, employee or a member of your household or which occurs with your knowledge or consent.
  • Car hire.
  • Car hoists.
  • Credit shortfall.
  • Loss of keys, sound equipment, parts and accessories.
  • Loss of use of customers' motors.
  • Riots and strikes.
  • Work away from premises.

Why choose King Price

Best for your business and best for brokers

Proactive claims service

We have a team of claims specialists at your disposal, every step of the way. Our teams for underwriting, new business and claims are dedicated to delivering royal service to give you peace of mind cover. We keep you up to date and in the loop during the entire process.

Competitive premiums

Price is king, bottom line. And in business we understand that this is extra important. We also understand that your company is unique. You deserve the best possible premium with absolutely no compromise on the cover given... Same insurance cover, just cheaper.


Your business isn’t just a number. That's why our royal family aims to build a personal relationship with you. We do this by staying focused and showing real passion and enthusiasm in our business with you, your clients and the industry. This allows us to build a culture of promise, royal service and affordable cover.

Strong relationships

Your business is our business, and that's why we offer more than just insurance. We take your side and our partnerships very seriously. We believe in building an open, clear and honest relationship that enables the development of successful collaboration with our kingly clients.


As 1 of the fastest growing independent insurers, King Price has all the right connections to keep you connected to success. We're supported by the big guys, in the form of incredible investors and a staunch reinsurer. And, we always aim to deliver the best service to everyone… The big guys, the little guys, and you.

Rapid response

Time is money, and making money is your business. That's why King Price offers royal service in the blink of an eye. We service your needs with the right team, expertise and understanding… Without compromising on quality or value. As part of our family, you'll have royal service at your beck-and-call.

Get the cover your business deserves. Leave your name and number at the top of the page and 1 of our kingsmen will call you back as soon as you're available. You can also talk to your broker about getting cover that suits your business best.