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Stated benefits and group personal accident insurance

Let the king of insurance protect your business family

In a nutshell

Having group personal accident cover is a great way of protecting your work family. King Price business insurance offers cover for bodily injury to your principals, directors, members and employees. It's tailored to your business' unique needs, on either an annual earning or limit of indemnity basis. You can also choose whether you'd like cover for stated benefits or group personal accident insurance… Or both.

  • Bodily injury to your principal, partner, director, member or employee stated on your policy schedule, where the injury's caused by accidental, violent, external or visible means.
  • Disappearance.
  • Exposure (injury caused by starvation, thirst and/or exposure to the elements).
  • Life support machinery.
  • Weekly earnings.
  • Annual earnings.
  • Medical expenses.
  • Temporary total disability.
  • Permanent disability.
  • Death.

Incidents resulting in death, disability or medical expenses, due to

  • Air travel (with exceptions and conditions as stated on your policy schedule).
  • Suicide or intentional injury.
  • Existing physical defects or infirmity.
  • The influence of alcohol, drugs or narcotics (unless administered or prescribed by a medical professional other than themself).
  • Participation in any riot, civil commotion or terrorism.
  • Directly or indirectly caused by pregnancy, childbirth, abortion, miscarriage, obstetrical procedures or the consequences thereof.
  • Certain sports (as stated on your policy schedule).
  • Burns and disfigurement.
  • Business limitation.