In a nutshell
This covers you for your contract sites, within the territorial limits, where work in terms of the insured contract is done, together with the surrounding area that's needed for you to do this work. The king covers you and your company, your principal or employer, your contractors and their sub-contractors, and all the suppliers, manufacturers and other people and companies contracted to work on the site for loss, damage and liability that arises from this work.
This section covers your contract site/sites, where work in terms of the insured contract/contracts is done, together with the surrounding area that's needed for you to do this work.
Public liability for contract works
This section covers the accidental loss of, or damage to, property and the accidental death of, or injury to, people, as a result of your insured contract/contracts, as well as the related legal costs and expenses.