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Plant all risks

Operational plant, machinery and equipment are critical... We totally get that

In a nutshell

Plant all risks insurance covers you for the loss of, and damage to, plant and equipment, whether you own it or it’s hired-in. Public liability for plant all risks covers losses and damages caused by your insured plant all risk items, whether you own them, or whether they’re hired-in or -out. Road risk liability for plant all risks covers you for any accident that’s caused by, through, or in connection with, the motors listed on your policy schedule.

What’s covered by the king

A. Material loss or damage to your own plant and equipment
Covers the loss of, or damage to, the insured items stated on your policy schedule, which happens during the period of insurance and within the territorial limits, provided that the cause of the loss or damage isn’t specifically excluded.

B. Hire-in costs following the loss of, or damage to, items insured under A and C (1)
Covers costs that are incurred during the period of insurance for hiring-in similar substitute plant and equipment, that’s of equal performance and capacity, after the loss of, or damage to, the insured items stated on your policy schedule or insured under A or C (1).

C. Legal liability for material damage, and continuing hire charges, for

  1. Plant hired-in during the normal course of business: Covers your legal liability under the terms of a hiring agreement you’ve entered into to pay compensation for the loss of, or damage to, hired-in items, subject to the limits, terms, conditions and exceptions of this insurance.
  2. Plant hired-in following insured loss or damage under A: Covers your legal liability under the terms of a hiring agreement you’ve entered into to pay continuing hire charges after the loss of, or damage to, hired-in items insured under C (1).
Also covers the legal expenses you’re liable for in cases where proceedings against you are defended with our written permission.

D. Public liability for plant all risks
Covers plant which is insured under plant all risks, including plant that you own, and plant that’s hired-in and -out. If your insured plant all risk items are hired-in, losses arising from defects aren’t covered, but if they’re hired-out, they’re covered for defects.

E. Road risk liability for plant all risks
Covers accidents caused by, through, or in connection with, the motors listed on your policy schedule, as described in this section.

Contact King Price engineering insurance